9805 Clarendon Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 9805 Clarendon Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,406 sqft · built 2005
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jun 2019)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5373.12.86.7009000`

Property Details

APN / Parcel Number

Primary APN	`5373.12.86.7009000`
Alternative APNs	`539369` `48099`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,406 sqft Heated Area
Gross Area	1,811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	203 ft deep x 101 ft wide

Exterior Amenities

Porch	Porch
Porch Area	186 sqft
Deck Area	54 sqft
Patio Area	179 sqft
Utility Building	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48099
Street Address	9805 CLARENDON DR
City	EMERALD ISLE
State	NC
Zip	28594-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L38 ROYALL OAKS
Legal Subdivision	ROYALL OAKS
Legal Block	86
Legal Lot Number	38
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2043
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	20191641013
Deed Book / Page	1641 / 13
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Recording Date	Jul 7, 2026
Property Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802
Document Number	0001890293
Book / Page	1890 / 293
Instrument Date	Jun 30, 2026
Instrument	20261890293
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802

Mortgage

Document Number	0001890293,
Date	Jul 7, 2026
Book Page	1890/293
Instrument	20261890293

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	7%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018050134
Date	Jul 27, 2023
Book Page	1805/134
Instrument	1805134

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017110327
Date	Mar 8, 2021
Book Page	1711/327
Instrument	1711327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016760045
Date	Jun 22, 2020
Book Page	1676/45
Instrument	1676045

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 17, 2019
Property Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802
Document Number	0016410013
Book / Page	1641 / 013
Map Reference	MB 28 PG 229
Instrument Date	May 31, 2019
Instrument	1641013
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2712 SHADY PINE CIR, 2712, SAINT JAMES, NC 28461-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 CLARENDON DR, EMERALD ISLE, NC 28594-1802

Mortgage

Document Number	1641014
Date	Jun 17, 2019
Instrument	1641-014

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,207,321 (-) Land $333,619 Building $873,702	$1,207,321 (-) Land $333,619 Building $873,702
2025	$4,417.00 (+64.2%)	$1,207,321 (+142.93%) Land $333,619 Building $873,702	$1,207,321 (+142.93%) Land $333,619 Building $873,702
2023		$496,973 Land $111,201 Building $385,772	$496,973 Land $111,201 Building $385,772
2022	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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