9804 Windward Dr NW, Olympia, WA 98502 Property Records

Thurston County property record for 9804 Windward Dr NW, Olympia, WA 98502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2022
Lot Size	0.239 acres (10,407 sqft)
Owner	2 Trust Names on File
Last Sale	$462,500 (Jul 2023)
Tax Bill	$3,795 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39110902500`

Property Details

APN / Parcel Number

Primary APN	`39110902500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	10,407 sqft (0.239 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Street Address	9804 WINDWARD DR NW
City	OLYMPIA
State	WA
Zip	98502-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL2/1
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 2W PLAT CARLYON BEACH COUNTRY CLUB DIV 1 BLK 9 LT 25 DOCUMENT 013/023
Legal Range	02
Legal Township	20
Legal Section	33
Legal Subdivision	CARLYON BEACH COUNTRY CLUB
Legal Block	9
Legal Lot Number	25
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	1
Census Block	1010
Census Tract	11902

Owner

9804 Windward Dr NW is owner-occupied and held in a trust since July 2024.

Source: Thurston County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9804 WINDWARD DR NW, OLYMPIA, WA 98502-9734
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON BUSINESS BANK
Jul 10, 2023	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 31, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20234982820
Last Transfer Date	Jul 15, 2024
Transfer Doc	0005028550
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	9804 WINDWARD DR NW, OLYMPIA, WA 98502
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	CHICAGO TITLE LACEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 95TH LN SE, OLYMPIA, WA 98501-9211
Investor	Possibly a Property Investor

Mortgage

Document Number	0004930255
Date	May 6, 2022
Instrument	4930255

Lender

Name	WASHINGTON BUSINESS BANK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jul 10, 2023
Property Address	9804 WINDWARD DR NW, OLYMPIA, WA 98502
Document Number	0004982820
Map Reference	VOL 13 PG 23-27
Instrument Date	Jul 6, 2023
Instrument	4982820
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9804 WINDWARD DR NW, OLYMPIA, WA 98502

Mortgage

Document Number	0004982821
Date	Jul 10, 2023
Instrument	4982821

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 31, 2020
Property Address	9804 WINDWARD DR NW, OLYMPIA, WA 98502-9734
Document Number	0004778841
Instrument Date	Aug 28, 2020
Instrument	4778841
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount on Record
Tax	$640.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9804-9808 WINDWARD DR NW OLYMPIA WA 98502, OLYMPIA, WA 98502

Tax Assessment & Valuation

The 2026 property tax bill for 9804 Windward Dr NW was $3,795.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Griffin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,795.00
2025		$473,500 Land $142,000 Building $331,500	$473,500 Land $142,000 Building $331,500
2024	$3,936.00 (+199.54%)
2023	$1,314.00
2022		$161,100 Land $105,800 Building $55,300	$161,100 Land $105,800 Building $55,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9804 Windward Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9804 Windward Dr NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLYON BEACH HOMEOWNERS private · serves 1,273 people · EPA ID WA5311159
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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