9804 N 97th Ave E, Owasso, OK 74055 Property Records

Tulsa County property record for 9804 N 97th Ave E, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,207 sqft · built 2022
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Company Names on Record
Last Sale	$1,194,000 (Feb 2026)
Tax Bill	$11,538 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91313-13-13-58050`

Property Details

APN / Parcel Number

Primary APN	`91313-13-13-58050`
Alternative APN	`R91313131358050`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,207 sqft Living Area
Gross Area	7,406 sqft
Basement Area	3,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	84,942 sqft (1.95 acres)
Garage Type	Attached
Garage Area	1,388 sqft
Pool Area	576 sqft
Porch	Porch
Porch Area	659 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R91313131358050
Street Address	9804 N 97TH AVE E
City	OWASSO
State	OK
Zip	74055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 50W SECR NE SE TH W409.53 NE118.57 NW85.09 NWLY97.03 NE119.28 SE337.7 S148.43 POB SEC 13 21 13 1.950 ACS
Legal Subdivision	UNPLATTED
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	5
Census Block	5000
Census Tract	5809

Owner

Source: Tulsa County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9804 N 97TH EAST AVE, OWASSO, OK 74055-8367
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage RCB BANK
Feb 23, 2026	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Feb 20, 2026	Warranty Deed, Transfer INVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	202614723
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	9804 N 97TH EAST AVE, OWASSO, OK 74055-8367
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	INVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043119
Date	May 31, 2023
Instrument	2023043119

Lender

Name	RCB BANK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	7.44%
Index	5-Year CMT
Max Rate	10.9%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Feb 23, 2026
Property Address	9804 N 97TH EAST AVE, OWASSO, OK 74055-8367
Document Number	0000014723
Instrument Date	Feb 16, 2026
Instrument	2026014723
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS T&E COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,791.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9804 N 97TH EAST AVE, OWASSO, OK 74055-8367

Mortgage

Document Number	0000014724
Date	Feb 23, 2026
Instrument	2026014724

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Feb 20, 2026
Property Address	9804 N 97TH EAST AVE, OWASSO, OK 74055-8367
Document Number	0000014466
Instrument Date	Feb 14, 2026
Instrument	2026014466
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	INVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$234.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9804 N 97TH EAST AVE, OWASSO, OK 74055-8367

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,538.00 (+603.54%) Homeowner's exemption	$102,400 (+581.98%) Land $14,870 Building $87,530	$940,000 (+588.64%) Land $136,500 Building $803,500
2023	$1,640.00 (+81,9%)	$15,015 (+59,96%) Land $15,015	$136,500 (+60,298.23%) Land $136,500
2022	$2.00	$25 Land $25	$226 Land $226

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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