St. Clair County property record for 9804 Lee St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,803 sqft · built 1990 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2020) |
| Tax Bill | $2,803 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-003-2028-000 |
| Primary APN | 74-14-003-2028-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,803 sqft Living Area |
| 1st Floor Area | 1,202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 637 ft deep x 100 ft wide |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9804 LEE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | E 1/2 OF FOLLOWING DESC, N 100' OF S 570', MEAS ON E & W LINES OF SW 1/4 OF NE 1/4 FRAC SEC 3 T2N R16E 1.54 A |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 646000 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9804 LEE ST, ALGONAC, MI 48001-1093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Apr 16, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Oct 11, 2006 · Amount on Record |
| Deed Document Number | 20209962 |
| Deed Book / Page | 5178 / 30 |
| Prior Transfer Date | Apr 13, 2020 |
| Prior Transfer Doc | 0005175352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9804 LEE ST, ALGONAC, MI 48001-1093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9804 LEE ST, ALGONAC, MI 48001-1093 |
| Document Number | 0005588485 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 5588/485 |
| Instrument | 2022028041 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 16, 2020 |
| Property Address | 9804 LEE ST, ALGONAC, MI 48001-1093 |
| Document Number | 0005175352 |
| Book / Page | 5175 / 352 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 2020009430 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9804 LEE ST, CLAY, MI 48001-1093 |
| Document Number | 2020009431 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020009431 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9804 LEE ST, ALGONAC, MI 48001-1093 |
| Document Number | 0049070997 |
| Book / Page | 004907 / 000997 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9804 LEE ST CLAY MI 480011093, CLAY, MI 48001-1093 |
| Document Number | 0049070997 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 004907/000997 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,803.00 (-42.5%) Homeowner's exemption | $169,600 (+20.03%) | |
| 2024 | $4,875.00 (+9.72%) | $339,200 (+20.03%) | |
| 2023 | $141,300 | ||
| 2022 | $4,443.00 | $282,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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