Palm Beach County property record for 9804 Isles Cay Dr, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,274 sqft · built 2007 |
| Lot Size | 0.156 acres (6,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $605,000 (Apr 2026) |
| Tax Bill | $4,493 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Dec 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-18-05-000-0090 |
| Primary APN | 00-42-46-18-05-000-0090 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 2,946 sqft |
| 1st Floor Area | 2,274 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 6,778 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9804 ISLES CAY DR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR-PUD |
| Legal Description | TIVOLI ISLES PUD LT 9 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 18 |
| Legal Subdivision | TIVOLI ISLES PUD |
| Legal Lot Number | 9 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 7774 |
9804 Isles Cay Dr is owned and occupied by an individual who bought it in April 2026.
Source: Palm Beach County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer ABC TITLE AGENCY LLC, SABO TITLE AGENCY LLC |
| Dec 2, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 20, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Jan 13, 2011 · Amount on File |
| Deed Document Number | 2026117821 |
| Deed Book / Page | 36421 / 1611 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 0361651333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Number | 0364211611 |
| Book / Page | 36421 / 1611 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026.117821 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | ABC TITLE AGENCY LLC, SABO TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $427,735.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 2, 2025 |
| Property Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Number | 0361651333 |
| Book / Page | 36165 / 1333 |
| Map Reference | MB 107 PG 92 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 20250424558 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jan 20, 2023 |
| Property Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Number | 0340790788 |
| Book / Page | 34079 / 788 |
| Map Reference | MB 107 PG 92 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 20230021123 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0324080926 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 32408/926 |
| Instrument | 20210181813 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 9804 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Number | 0297250768 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9804 ISLES CAY DR DELRAY BEACH FL 334469649, DELRAY BEACH, FL 33446-9649 |
| Document Number | 0297250768 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 029725/000768 |
| Instrument | 106217 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
The 2025 property tax bill for 9804 Isles Cay Dr was $4,493, up 3.2% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,493.00 (+3.22%) | $288,465 | $491,299 Land $196,261 Building $295,038 |
| 2024 | $4,353.00 (+2.67%) | ||
| 2023 | $4,240.00 (+1.02%) Homeowner's exemption | $272,170 (+3%) | $506,720 (+20.03%) Land $155,000 Building $351,720 |
| 2022 | $4,197.00 Homeowner's exemption | $264,243 | $422,173 Land $137,141 Building $285,032 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9804 Isles Cay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9804 Isles Cay Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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