9804 E Lake Point Cir, Effingham, IL 62401 Property Records

Effingham County property record for 9804 E Lake Point Cir, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details2,503 sqft · built 1998
Lot Size0.66 acres (28,750 sqft)
OwnerCompany Name on Record
Tax Bill$7,060 (2025)
Flood ZoneZone X (minimal risk)
APN11-07-221-036

Property Details

APN / Parcel Number

Primary APN11-07-221-036

Interior

Bedrooms1 Bed
Stories1 Story
Building Area2,503 sqft Base Area
1st Floor Area2,503 sqft
Basement Area1,025 sqft
Unfinished Basement1,025 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeMasonry / Concrete Block
Lot Area28,750 sqft (0.66 acres)
Garage Area826 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address9804 E LAKE POINT CIR
CityEFFINGHAM
StateIL
Zip62401-7606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 HENDERSON SUB OF REPLAT OF LOTS 1,2 & 3 OF REPLAT OF LOTS 1 & 2 LAKESHORE ESTATES SUB 25003461 1253/21
Legal SubdivisionLAKESHORE ESTATES SUBDIVISION
Legal Lot Number1-3
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group4
Census Block4017
Census Tract950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9804 E LAKE POINT CIR, EFFINGHAM, IL 62401-7606
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,060.00 (-5.87%)$229,150 (+31.27%) Land $35,900 Building $193,250$687,450 (+31.27%) Land $107,700 Building $579,750
2022$7,500.00 Homeowner's exemption Senior Citizen's exemption$174,560 Land $27,350 Building $147,210$523,680 Land $82,050 Building $441,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on E Lake Point Cir

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