9803 Rainleaf Ct, Columbia, MD 21046 Property Records

Howard County property record for 9803 Rainleaf Ct, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,520 sqft · built 1982
Lot Size	0.037 acres (1,611 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Aug 2013)
Tax Bill	$5,730 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-172847`

Property Details

APN / Parcel Number

Primary APN	`16-172847`
Alternative APN	`172847`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Total Area
Basement Area	570 sqft
Finished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,611 sqft (0.037 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	172847
Street Address	9803 RAINLEAF CT
City	COLUMBIA
State	MD
Zip	21046-1828
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT B-152 .037 A 9803 RAINLEAF CT VIL KINGS CONT S 3 AR 1
Legal Subdivision	COLUMBIA VILLAGE OF KINGS CONTRIVANCE
Legal Lot Number	B 152
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9803 RAINLEAF CT, COLUMBIA, MD 21046-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2013 · Amount on Record
Deed Sale	Aug 6, 2013 · Amount on Record
Prior Sale	Jan 8, 1997 · Amount on Record
Deed Book / Page	15133 / 49
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9803 RAINLEAF CT, COLUMBIA, MD 21046-1828
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229670029
Date	Oct 21, 2025
Book Page	22967/29

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9803 RAINLEAF CT, COLUMBIA, MD 21046-1828
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	ATLANTIC CLOSING AND ESCROW LLC, ATLANTIC CLOSING & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9803 RAINLEAF CT, COLUMBIA, MD 21046-1828

Mortgage

Document Number	0209290385
Date	Sep 22, 2021
Book Page	20929/385

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9803 RAINLEAF CT, COLUMBIA, MD 21046-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194570292
Date	Jun 22, 2020
Book Page	19457/292

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9803 RAINLEAF CT, COLUMBIA, MD 21046-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196130342
Date	Aug 12, 2020
Book Page	19613/342

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,730.00 (+2.27%)	$367,500 (+2.09%) Land $160,000 Building $207,500	$367,500 (-) Land $160,000 Building $207,500
2025	$5,603.00 (+49.61%)	$359,967 (+4.37%)	$367,500 (+6.55%) Land $160,000 Building $207,500
2023		$344,900 Land $130,000 Building $214,900	$344,900 Land $130,000 Building $214,900
2022	$3,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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