Saginaw County property record for 9802 Laduke Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2004 |
| Lot Size | 10.7 acres (468,706 sqft) |
| Owner | Trust Name on File |
| Last Sale | $45,000 (Jul 2003) |
| Tax Bill | $5,342 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-10-2004-008 |
| Primary APN | 29-13-3-10-2004-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Basement Area | 1,370 sqft |
| Unfinished Basement | 1,370 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 468,706 sqft (10.7 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 4,456 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9802 LADUKE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | COM AT W 1/4 CORN OF SEC TH E 944.30 FT TO POB TH N 1315 FT TH E 357.14 FT TH S 1315.08 FT TH W 355.51 FT TO POB 10.76 ACRES |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 10 |
| Legal Subdivision | NW4 S10T13NR3E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10101 |
9802 Laduke Rd is owner-occupied and held in a trust since December 2011.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9802 LADUKE RD, FREELAND, MI 48623-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2003 · Amount on File |
| Deed Sale | Jul 28, 2003 · Amount on File |
| Prior Sale | May 29, 2003 · Amount on File |
| Deed Document Number | 20037154710 |
| Deed Book / Page | 2254 / 430 |
| Last Transfer Date | Dec 20, 2011 |
| Transfer Doc | 0000031343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9802 LADUKE RD, FREELAND, MI 48623-9021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|---|
| Address | 9802 LADUKE RD, FREELAND, MI 48623-9021 |
| Document Number | 0000004055 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021004055 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 9802 Laduke Rd was $5,342 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,500 | $419,000 | |
| 2025 | $5,342.00 Homeowner's exemption | ||
| 2023 | $155,200 | $310,400 | |
| 2022 | $4,257.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9802 Laduke Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9802 Laduke Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
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