9801 S Carpenter St, Chicago, IL 60643 Property Records

Cook County property record for 9801 S Carpenter St, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,456 sqft · built 1966
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on File
Last Sale$159,000 (Aug 2012)
Tax Bill$3,106 (2023)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-08-228-001

Property Details

APN / Parcel Number

Primary APN25-08-228-001
Alternative APN
  • 25-08-228-001-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9801 S CARPENTER ST
CityCHICAGO
StateIL
Zip60643-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Range14E
Legal Township37N
Legal Section08
Legal SubdivisionHALSTED STREET ADDITION
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3017
Census Tract730400

Owner

9801 S Carpenter St is owned and occupied by two individuals who bought it in August 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address9801 S CARPENTER ST, CHICAGO, IL 60643-1529
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
USALLIANCE FCU
Jul 12, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2012 · Amount on File
Deed SaleAug 13, 2012 · Amount on File
Deed Document Number201215021
Prior Transfer DateJun 26, 2009
Prior Transfer Doc0000057173
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9801 S CARPENTER ST, CHICAGO, IL 60643-1529
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025830056
DateSep 15, 2025
Instrument2525830056
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9801 S CARPENTER ST, CHICAGO, IL 60643-1529
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019313190
DateJul 12, 2023
Instrument2319313190
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate5.99%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9801 S CARPENTER ST, CHICAGO, IL 60643-1529
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010939052
DateApr 19, 2021
Instrument2110939052
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,001 Land $5,938 Building $15,063$210,010 Land $59,380 Building $150,630
2023$3,106.00 (+3.29%)
2022$3,007.00 (+1.66%) Homeowner's exemption$17,999 (-) Land $4,687 Building $13,312$179,990 (-) Land $46,870 Building $133,120
2021$2,958.00 Homeowner's exemption$17,999 Land $4,687 Building $13,312$179,990 Land $46,870 Building $133,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9801 S Carpenter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9801 S Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Nearby Properties on S Carpenter St

Nearby Streets

Search Property Records by Address or Parcel Number