9800 Bernhardt Dr, Oakland, CA 94603 Property Records

Alameda County property record for 9800 Bernhardt Dr, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1943
Lot Size	0.095 acres (4,135 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (Jan 2026)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-5309-1`

Property Details

APN / Parcel Number

Primary APN	`45-5309-1`
Alternative APN	`045-5309-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	922 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,135 sqft (0.095 acres)

Location & Zoning

Street Address	9800 BERNHARDT DR
City	OAKLAND
State	CA
Zip	94603-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: TR: 0656
Legal Subdivision	TRACT 656 OAKLAND
Legal Tract	0656
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2011
Census Tract	409100

Owner

Source: Alameda County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9800 BERNHARDT DR, OAKLAND, CA 94603-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jan 7, 2026	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Jan 28, 2010 · Amount on Record
Deed Document Number	20261809
Prior Transfer Date	Jan 10, 2002
Prior Transfer Doc	0000046237
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 7, 2026
Property Address	9800 BERNHARDT DR, OAKLAND, CA 94603-2018
Document Number	0000001810
Map Reference	MB 8 PG 44 TO 47
Instrument Date	Dec 30, 2025
Instrument	2026001810
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9800 BERNHARDT DR, OAKLAND, CA 94603-2018

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 7, 2026
Property Address	9800 BERNHARDT DR, OAKLAND, CA 94603-2018
Document Number	0000001809
Map Reference	MB 8 PG 44 TO 47
Instrument Date	Dec 22, 2025
Instrument	2026001809
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,277.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9800 BERNHARDT DR, OAKLAND, CA 94603-2018

Mortgage

Document Number	0000001811
Date	Jan 7, 2026
Instrument	2026001811

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000001812
Date	Jan 7, 2026
Instrument	2026001812

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD # 33, HOPKINS, MN 55343

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,092 (+2%) Land $32,913 Building $38,179
2025	$2,845.00 (+4.75%)	$69,699 (+4.04%) Land $32,268 Building $37,431
2023	$2,716.00	$66,992 Land $31,015 Building $35,977	$371,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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