980 Willow Brook Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 980 Willow Brook Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2000
Lot Size	51.7 acres (2,255,537 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Nov 2025)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92 136`

Property Details

APN / Parcel Number

Primary APN	`92 136`
Alternative APNs	`2485` `2409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,255,537 sqft (51.7 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	168 sqft
Patio Area	200 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2409
Street Address	980 WILLOW BROOK RD
City	BUMPASS
State	VA
Zip	23024-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	W. P. COOK & COX DB 428/512 51.78 AC
Legal Subdivision	PLEASANTS ACRES
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3020
Census Tract	950500

Owner

980 Willow Brook Rd is owned by an individual who acquired it in June 2026.

Source: Louisa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	880 WILLOW BROOK RD, BUMPASS, VA 23024-3006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jun 29, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Nov 18, 2025	Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Deed Document Number	202510730
Deed Book / Page	2049 / 670
Last Transfer Date	Jun 19, 2026
Transfer Doc	0000006088
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Sep 3, 2026
Property Address	980 WILLOW BROOK RD, BUMPASS, VA 23024-3037
Document Number	0000008286
Book / Page	2109 / 419
Instrument Date	Sep 2, 2026
Instrument	20268286
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 WILLOW BROOK RD, BUMPASS, VA 23024-3006

Mortgage

Document Number	0000008286,
Date	Sep 3, 2026
Book Page	2109/419
Instrument	20268286

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 29, 2026
Property Address	980 WILLOW BROOK RD, BUMPASS, VA 23024-3037
Document Number	0000006088
Book / Page	2097 / 152
Instrument Date	Jun 19, 2026
Instrument	20266088
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 WILLOW BROOK RD, BUMPASS, VA 23024-3006

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 18, 2025
Property Address	980 WILLOW BROOK RD, BUMPASS, VA 23024-3037
Document Number	002049/670
Book / Page	2049 / 670
Map Reference	MB 8 PG 33
Instrument Date	Nov 13, 2025
Instrument	202500010730
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1604 WILLOW BROOK RD, BUMPASS, VA 23024-3013

Mortgage

Document Number	0002049673
Date	Nov 18, 2025
Instrument	2049/673

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	002049/690
Date	Nov 18, 2025
Book Page	2049/690
Instrument	202500010732

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 980 Willow Brook Rd was $2,682, up 8.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,436 (+7.34%) Land $330,000 Building $303,436	$633,436 (+7.34%) Land $330,000 Building $303,436
2025	$2,682.00 (+8.19%)	$590,100 Land $294,200 Building $295,900	$590,100 Land $294,200 Building $295,900
2024	$2,479.00
2023		$488,900 Land $231,800 Building $257,100
2022	$1,277.00		$488,900 Land $231,800 Building $257,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 Willow Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Willow Brook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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