Flathead County property record for 980 Three Mile Dr, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,613 sqft · built 2009 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $637,500 (Jul 2022) |
| Tax Bill | $5,446 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0745525 |
| Primary APN | R0745525 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,613 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Upper Floors Area | 821 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 871,200 sqft (20 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,280 sqft |
| Deck Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000006889 |
|---|---|
| Street Address | 980 THREE MILE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S10, T28 N, R22 W, TR 1G IN W2NW4NE4 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 10 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 802 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Jul 26, 2022 | Intrafamily Transfer, Transfer · Line of Credit VALLEY BANK OF KALISPELL |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF KALISPELL |
| Jun 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF KALISPELL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 202218238 |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 0000018238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Document Number | 202300020294 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 202300020294 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 13, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 26, 2022 |
| Property Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Document Number | 202200018238 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 202200018238 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Document Number | 202200018117 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 202200018117 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000018637 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 202000018637 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 980 THREE MILE DR, KALISPELL, MT 59901-7185 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900012159 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 201900012159 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,446.00 (-24.87%) | $1,310,044 (+37.12%) | |
| 2025 | $1,310,044 (+37.12%) Land $234,154 Building $1,075,890 | ||
| 2023 | $7,249.00 | $955,377 | $955,377 Land $123,047 Building $832,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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