Contra Costa County property record for 980 Stow Ln, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,320 sqft · built 1970 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,350,000 (Jun 2021) |
| Tax Bill | $29,700 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-200-024-5 |
| Primary APN | 233-200-024-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,320 sqft Living Area |
| 1st Floor Area | 3,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Garage Area | 570 sqft |
| Carport | Carport |
| Carport Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 980 STOW LN |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RECORD OF SURVEY 31 LSM 44 PCL C |
| Legal Subdivision | BOCA DE LA CANADA DEL PINOLE |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 349000 |
980 Stow Ln is owner-occupied and held in a trust since June 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 980 STOW LN, LAFAYETTE, CA 94549-4711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 23, 2021 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Deed Document Number | 2021180879 |
| Prior Transfer Date | Oct 21, 2014 |
| Prior Transfer Doc | 0000182686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 980 STOW LN, LAFAYETTE, CA 94549-4711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1451 SUNSET LOOP, LAFAYETTE, CA 94549-6044 |
| Document Number | 0000277184 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-277184 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 23, 2021 |
| Property Address | 980 STOW LN, LAFAYETTE, CA 94549-4711 |
| Document Number | 0000180879 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-180879 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 980 STOW LN, LAFAYETTE, CA 94549-4711 |
The 2025 property tax bill for 980 Stow Ln was $29,700 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,594,587 (+2%) Land $1,490,507 Building $1,104,080 | |
| 2025 | $29,700.00 Homeowner's exemption | $2,543,714 Land $1,461,282 Building $1,082,432 |
| 2023 | $28,720.00 (+1.32%) Homeowner's exemption | $2,444,940 Land $1,404,540 Building $1,040,400 |
| 2022 | $28,345.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 980 Stow Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 9 (1978–2017) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 980 Stow Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Etheric Networks, Verizon.
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