980 State Rd AA, Festus, MO 63028 Property Records

Jefferson County property record for 980 State Rd AA, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,868 sqft · built 1998
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,200 (May 2020)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-1.1-01.0-0-000-029.05`

Property Details

APN / Parcel Number

Primary APN	`22-1.1-01.0-0-000-029.05`
Alternative APN	`2211010 02905`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,868 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,392 sqft
Basement Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	65,776 sqft
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	92 sqft
Patio Area	592 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	980 STATE ROAD AA
City	FESTUS
State	MO
Zip	63028-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	FORESTER MEADOW LOT 6
Legal Range	6E
Legal Township	39N
Legal Section	01
Legal Subdivision	FORESTER MEADOW
Legal Block	2
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2032
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 STATE ROAD AA, FESTUS, MO 63028-5007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 26, 2020	Warranty Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jan 25, 1999 · Amount on Record
Deed Document Number	202017959
Last Transfer Date	Dec 3, 2024
Transfer Doc	0000032786
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	980 STATE ROAD AA, FESTUS, MO 63028-5007
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R028412
Date	Jun 30, 2021
Instrument	2021R-028412

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 26, 2020
Property Address	980 STATE ROAD AA, FESTUS, MO 63028-5007
Document Number	0000017959
Instrument Date	May 15, 2020
Instrument	17959
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	980 STATE ROAD AA FESTUS MO 630285007, FESTUS, MO 63028-5007

Mortgage

Document Number	17960
Date	May 26, 2020
Instrument	17960

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,600 (-) Land $1,600 Building $29,000	$161,000 (-) Land $8,600 Building $152,400
2025	$1,808.00 (+1.06%)	$30,600 (+9.29%) Land $1,600 Building $29,000	$161,000 (-) Land $8,600 Building $152,400
2024	$1,789.00 (+0.06%)		$161,000 (+9%) Land $8,600 Building $152,400
2023	$1,788.00	$28,000 Land $1,600 Building $26,400	$147,700 Land $8,600 Building $139,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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