980 Shaw Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 980 Shaw Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1998
Square Footage	1,728 sqft Living Area
Lot Size	9,918 sqft (0.227 acres)
Garage	Carport
Pool	Public/Municipal/Commercial
Tax Bill	$7,600.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00548140-000000`
Alternative APNs	`14613900548140000000` `1671622`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,728 sqft Living Area
1st Floor	1,728 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,918 sqft (0.227 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Porch	Open Porch
Porch Area	1,080 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1671622
Old Parcel Number	14613900548140000000
Street Address	980 SHAW DR
City	KEY LARGO
State	FL
Zip	33037-2721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 1 LT 15 TWIN LAKES PB3-160 KEY LARGO OR550-379 OR842-2046 OR1222-551 OR3025-2178D/C
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	1
Legal Lot Number	15
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3000
Census Tract	970400

Owner

Source: Monroe County records · APN 00548140-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7860 SW 181ST TER, PALMETTO BAY, FL 33157-6225
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2012
Deed Sale	Aug 01, 2012
Deed Doc Number	0030252178
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	980 SHAW DR, KEY LARGO, FL 33037-2721
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030252179
Date	Jun 08, 2020
Book Page	3025/2179
Instrument	2268639

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,221,939 (+12.94%) Land $930,103 Building $291,836	$1,221,939 (+12.94%) Land $930,103 Building $291,836
2024	$7,600.00 (+6.35%)
2023	$7,146.00 (+24.63%)	$1,081,932 (+43.79%) Land $813,840 Building $268,092	$1,081,932 (+43.79%) Land $813,840 Building $268,092
2022	$5,734.00	$752,451 Land $491,882 Building $260,569	$752,451 Land $491,882 Building $260,569

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.