Rhea County property record for 980 Sable Rd, Spring City, TN 37381 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,760 sqft · built 2025 |
| Lot Size | 0.642 acres (27,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2021) |
| Tax Bill | $2,331 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Mar 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072050A B 03500 |
| Primary APN | 072050A B 03500 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,760 sqft Living Area |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,993 sqft (0.642 acres) |
| Lot Dimensions | 301 ft deep x 93 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Deck Area | 40 sqft |
| Patio Area | 372 sqft |
| Boat Access | Boat Access |
| Boat House | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 980 SABLE RD |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-2850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: SABLE HILLS |
| Legal Subdivision | SABLE HILLS |
| Legal Lot Number | 35 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 975100 |
Source: Rhea County records · APN 072050A B 03500
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2843 47TH ST, SARASOTA, FL 34234-5005 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 21, 2024 | Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK |
| Jun 23, 2021 | Warranty Deed, Transfer TITLE INSURANCE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Mar 07, 1994 · Amount on Record |
| Deed Document Number | 0000494608 |
| Deed Book / Page | 494 / 608 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 980 SABLE RD, SPRING CITY, TN 37381-2850 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 980 SABLE RD, SPRING CITY, TN 37381-2850 |
| Document Number | 0000027547 |
|---|---|
| Date | Mar 20, 2025 |
| Book Page | T724/479 |
| Instrument | 25027547 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 980 SABLE RD, SPRING CITY, TN 37381-2850 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3904 PANOLA LN, SARASOTA, FL 34232-1120 |
| Document Number | 0000022655 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | T705/218 |
| Instrument | 24022655 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37450 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RHEA TN |
| Recording Date | Jun 23, 2021 |
| Property Address | 980 SABLE RD, SPRING CITY, TN 37381-2850 |
| Document Number | 0000008280 |
| Book / Page | 494 / 608 |
| Map Reference | MB 3 PG 266 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 21008280 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2843 47TH ST, SARASOTA, FL 34234-5005 |
Source: Rhea County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,331.00 (+197.7%) | $172,875 (+397.84%) Land $36,250 Building $136,625 | |
| 2024 | $691,500 (+397.84%) Land $145,000 Building $546,500 | ||
| 2022 | $34,725 Land $33,750 Building $975 | $138,900 Land $135,000 Building $3,900 | |
| 2021 | $783.00 |
Source: FEMA National Flood Hazard Layer, Rhea County (47143C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471439751001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
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