980 S 1st Ave, Bartow, FL 33830 Property Records

Polk County property record for 980 S 1st Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1948
Lot Size	0.509 acres (22,172 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2009)
Tax Bill	$533 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-406500-012202`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-406500-012202`
Alternative APNs	`083025406500012202` `83025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	22,172 sqft (0.509 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	600 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	256 sqft
Lean-To	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	980 S 1ST AVE
City	BARTOW
State	FL
Zip	33830-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HACKLAKE PB 11 PG 43 BLK 12 LOTS 20 BEG NE COR RUN S 44.18 FT NWLY TO NW COR E 140 FT M/L TO POB & ALL 21 & ALL 22 & 23 LESS BEG NW COR RUN S 45 FT SELY TO SE COR N 50 FT TO NE COR NWLY ALONG N-LINE TO POB & LESS COM SW COR SD LOT S 45 FT TO POB S 19
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	HACKLAKE
Legal Tract	406500
Legal Block	12
Legal Lot Number	20
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3029
Census Tract	15200

Owner

980 S 1st Ave is owned and occupied by an individual who bought it in January 2009.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	980 S 1ST AVE, BARTOW, FL 33830-5702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2009 · Amount on File
Deed Sale	Jan 14, 2009 · Amount on File
Prior Sale	Apr 22, 2008 · Amount on File
Deed Document Number	20096369
Deed Book / Page	7796 / 785
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	980 S 1ST AVE, BARTOW, FL 33830-5702
Document Number	0113660477
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 S 1ST AVE BARTOW FL 338305702, BARTOW, FL 33830-5702

Mortgage

Document Number	0113660477
Date	Sep 8, 2020
Book Page	011366/000477
Instrument	185240

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 980 S 1st Ave was $533 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,463 (+2.7%)	$145,329 (-2.48%) Land $23,512 Building $121,817
2025	$533.00 Homeowner's exemption	$64,716	$149,019 Land $23,512 Building $125,507
2023	$852.00 (+21.37%) Homeowner's exemption	$61,060 (+3%)	$150,869 (+11.68%) Land $22,812 Building $128,057
2022	$702.00 Homeowner's exemption	$59,282	$135,092 Land $19,195 Building $115,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 S 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 S 1st Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20