980 Rustic Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 980 Rustic Rd, West Jefferson, NC 28694 · Last verified May 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	2,376 sqft · built 2006
Lot Size	1.79 acres (78,060 sqft)
Owner	2 Individual Names on File
Last Sale	$567,500 (Sep 2024)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12310-017-005`

Property Details

APN / Parcel Number

Primary APN	`12310-017-005`
Alternative APNs	`107151` `117437`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,376 sqft Heated Area
Gross Area	2,592 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Lot Area	78,060 sqft (1.79 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	117437
Street Address	980 RUSTIC RD
City	WEST JEFFERSON
State	NC
Zip	28694-8296
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	1.792 A FROM EUGENE R RILEY OFF 1181 (PRIVATE) ADJ
Legal Subdivision	RIVER BEND ESTATES
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	2
Census Block	2006
Census Tract	970702

Owner

Source: Ashe County records · APN 12310-017-005

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6311 FRANCIS ST, B, JUPITER, FL 33458-6754
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2018	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Nov 05, 2020	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Sep 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 22, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2024 · Amount on Record
Deed Sale	Sep 04, 2024 · Amount on Record
Prior Sale	Nov 05, 2020 · Amount on Record
Deed Document Number	20244131
Deed Book / Page	566 / 1682
Prior Transfer Date	Sep 13, 2017
Prior Transfer Doc	00484/1611
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	980 RUSTIC RD, WEST JEFFERSON, NC 28694-8296
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000489/0000000473
Date	Mar 08, 2018
Book Page	0000000489/0000000473
Instrument	000000001092

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 05, 2020
Property Address	980 RUSTIC RD, WEST JEFFERSON, NC 28694-8296
Document Number	000519/771
Book / Page	519 / 771
Map Reference	MB 4 PG 290-A
Instrument Date	Nov 02, 2020
Instrument	5742
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 DON WATTERS ROAD, JEFFERSON, NC 28640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9505 ALYDAR DR, WAKE FOREST, NC 27587-5759

Mortgage

Document Number	0000005743
Date	Nov 05, 2020
Instrument	5743

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Sep 27, 2017
Property Address	980 RUSTIC RD, WEST JEFFERSON, NC 28694-8296
Document Number	00484/1609
Book / Page	0484 / 1609
Map Reference	PL 4 PG 290-A
Instrument Date	Sep 13, 2017
Instrument	04288
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	980 RUSTIC RD, WEST JEFFERSON, NC 28694-8296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 RUSTIC RD, WEST JEFFERSON, NC 28694-9057

Mortgage

Document Number	00484/1611
Date	Sep 27, 2017
Book Page	0484/1611
Instrument	04289

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 22, 2017
Property Address	980 RUSTIC RD, WEST JEFFERSON, NC 28694-8296
Document Number	00478/1051
Book / Page	0478 / 1051
Instrument Date	Feb 21, 2017
Instrument	00744
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 RUSTIC RD, WEST JEFFERSON, NC 28694-9057

Mortgage

Document Number	00478/1053
Date	Feb 22, 2017
Book Page	0478/1053
Instrument	00745

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (+8.28%)	$351,800 (-) Land $35,000 Building $316,800	$351,800 (-) Land $35,000 Building $316,800
2023	$1,702.00 (+10.95%)	$351,800 (+37.26%) Land $35,000 Building $316,800	$351,800 (+37.26%) Land $35,000 Building $316,800
2022	$1,534.00	$256,300 Land $60,000 Building $196,300	$256,300 Land $60,000 Building $196,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024, other causes, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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