980 Roddy Rd, Spring City, TN 37381 Property Records

Rhea County property record for 980 Roddy Rd, Spring City, TN 37381

Property Summary

Property Type	Rural Home
Details	3 ba · 3,136 sqft · built 1923
Lot Size	42.2 acres (1,840,846 sqft)
Owner	Trust Name on File
Last Sale	$1,150,000 (Apr 2023)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Apr 2023 Sale Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072007 00601`

Property Details

APN / Parcel Number

Primary APN	`072007 00601`
Alternative APN	`007 00601`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,136 sqft Living Area
1st Floor Area	2,712 sqft
Upper Floors Area	1,960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,840,846 sqft (42.2 acres)
Garage Type	Detached
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	725 sqft
Deck Area	240 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	616 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	980 RODDY RD
City	SPRING CITY
State	TN
Zip	37381-5587
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 1
Legal Subdivision	ROSIE BADON
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	1
Census Block	1043
Census Tract	975000

Owner

980 Roddy Rd, a rural home, is owner-occupied and held in a trust since April 2023.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	980 RODDY RD, SPRING CITY, TN 37381-5587
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer CROSSLAND TITLE INC
Feb 21, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Jul 20, 2018	Deed of Trust, Mortgage FIRST BK/TN
Sep 11, 2017	Warranty Deed, Transfer FIRST BK/TN
Sep 11, 2017	Warranty Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	23018531
Deed Book / Page	513 / 517
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Apr 12, 2023
Property Address	980 RODDY RD, SPRING CITY, TN 37381-5587
Document Number	0000018531
Book / Page	513 / 517
Instrument Date	Apr 10, 2023
Instrument	23018531
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CROSSLAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$4,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	415 MONROE ST, NASHVILLE, TN 37208-2731

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	980 RODDY RD, SPRING CITY, TN 37381-5587
Document Number	0000000786
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	980 RODDY RD SPRING CITY TN 373815587, SPRING CITY, TN 37381-5587

Mortgage

Document Number	0000000786
Date	Feb 28, 2020
Book Page	000623/000340
Instrument	786

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	980 RODDY RD, SPRING CITY, TN 37381-5587
Document Number	0000007354
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	TITLE INSURANCE COMPANY/DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 RODDY RD SPRING CITY TN 373815587, SPRING CITY, TN 37381-5587

Mortgage

Document Number	0000007354
Date	Jul 25, 2018
Book Page	000597/000288
Instrument	7354

Lender

Name	FIRST BK/TN
Type	Bank
Address	DAYTON, TN 37321

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Sep 11, 2017
Property Address	980 RODDY RD, SPRING CITY, TN 37381-5587
Document Number	0000003190
Book / Page	000460 / 000108
Instrument Date	Sep 8, 2017
Instrument	3190
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$556.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 RODDY RD SPRING CITY TN 373815587, SPRING CITY, TN 37381-5587

Mortgage

Document Number	3191
Date	Sep 11, 2017
Book Page	000582/000483
Instrument	3191

Lender

Name	FIRST BK/TN
Type	Bank
Address	DAYTON, TN 37321

Agreement

Amount	Amount on Record

Mortgage

Document Number	3194,
Date	Sep 11, 2017
Book Page	000582/000492
Instrument	3194

Lender

Name	FIRST BK/TN
Type	Bank
Address	SPRING CITY, TN 37381

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Sep 11, 2017
Property Address	980 RODDY RD, SPRING CITY, TN 37381-5587
Document Number	0000003193
Book / Page	000460 / 000112
Instrument Date	Sep 8, 2017
Instrument	3193
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 RODDY RD SPRING CITY TN 373815587, SPRING CITY, TN 37381-5587

Tax Assessment & Valuation

The 2025 property tax bill for 980 Roddy Rd was $2,990 with an additional exemption.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00 Additional exemption filed	$221,675 Land $18,675 Building $203,000
2024			$1,163,700 Land $351,700 Building $812,000
2022		$56,550 Land $12,275 Building $44,275	$226,200 Land $49,100 Building $177,100
2021	$1,275.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 980 Roddy Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	7 (1990–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Roddy Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANDVIEW UTILITY DISTRICT serves 2,226 people · EPA ID TN0000863
Water Source	Purchased surface water from CROSSVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roddy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures