980 Rocky Pl, Saint Clair, MO 63077 Property Records

Franklin County property record for 980 Rocky Pl, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,188 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Dec 2019)
Tax Bill	$489 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-5-16.0-1-004-019.000`

Property Details

APN / Parcel Number

Primary APN	`30-5-16.0-1-004-019.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	980 ROCKY PL
City	SAINT CLAIR
State	MO
Zip	63077-3585
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	ANU
Legal Description	LOT:2&3 INA BELLE
Legal Range	1E
Legal Township	41N
Legal Section	16
Legal Subdivision	INA BELLE
Legal Lot Number	2,3
Legal Unit	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

980 Rocky Pl is owned and occupied by an individual who bought it in December 2019.

Source: Franklin County records, as of November 11, 2025

Owner of Record	Individual Name on File
Mailing Address	980 ROCKY PL, SAINT CLAIR, MO 63077-3585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT
Apr 10, 2023	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT
Dec 31, 2019	Warranty Deed, Transfer · VA Mortgage HERITAGE CMNTY BK
Jun 25, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Jun 25, 2018
Deed Document Number	201918027
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	980 ROCKY PL, SAINT CLAIR, MO 63077-3585
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002110709
Date	Jun 7, 2021
Instrument	2110709

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	980 ROCKY PL, SAINT CLAIR, MO 63077-3585
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304127
Date	Apr 10, 2023
Instrument	2304127

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 31, 2019
Property Address	980 ROCKY PL, SAINT CLAIR, MO 63077-3585
Document Number	0000018027
Instrument Date	Dec 31, 2019
Instrument	18027
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 ROCKY PL ST CLAIR MO 630773585, ST CLAIR, MO 63077-3585

Mortgage

Document Number	18028
Date	Dec 31, 2019
Instrument	18028

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 25, 2018
Property Address	980 ROCKY PL, SAINT CLAIR, MO 63077-3585
Document Number	0000008740
Instrument Date	Jun 22, 2018
Instrument	8740
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9853 HIGHWAY 185 SULLIVAN MO 630803706, SULLIVAN, MO 63080-3706

Tax Assessment & Valuation

The 2025 property tax bill for 980 Rocky Pl was $489.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00	$8,096	$42,610 Land $9,910 Building $32,700
2023	$365.00 (+15.51%)	$6,589	$34,680 Land $9,910 Building $24,770
2022	$316.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 980 Rocky Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Rocky Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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