York County property record for 980 Ripple Dr, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,686 sqft · built 2014 |
| Lot Size | 0.706 acres (30,753 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,500 (Apr 2021) |
| Tax Bill | $10,828 (2026) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-000-37-0070.00-00000 |
| Primary APN | 44-000-37-0070.00-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Lot Area | 30,753 sqft (0.706 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 980 RIPPLE DR |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-8032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WHISPERING RUN |
| Jurisdiction | YORK PA |
| Township / Civil Division | PENN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21801 |
980 Ripple Dr is owned and occupied by an individual who bought it in April 2021.
Source: York County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 980 RIPPLE DR, HANOVER, PA 17331-8032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CAPITAL FCU |
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 8, 2021 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2021 · Amount on File |
| Deed Sale | Apr 8, 2021 · Amount on File |
| Prior Sale | Mar 30, 2015 · Amount on File |
| Deed Document Number | 202121134 |
| Deed Book / Page | 2642 / 8610 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 980 RIPPLE DR, HANOVER, PA 17331-8032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000027691 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2789/5673 |
| Instrument | 2023027691 |
| Name | FIRST CAPITAL FCU |
|---|---|
| Type | Credit Union |
| Address | YORK, PA 17404 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 980 RIPPLE DR, HANOVER, PA 17331-8032 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | SINGLE SOURCE PROP SLN LLC |
| Name | Verified Name |
|---|---|
| Address | 980 RIPPLE DR, HANOVER, PA 17331-8032 |
| Document Number | 0000023368 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 2725/716 |
| Instrument | 2022023368 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Apr 8, 2021 |
| Property Address | 980 RIPPLE DR, HANOVER, PA 17331-8032 |
| Document Number | 0000021134 |
| Book / Page | 2642 / 8610 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021021134 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES HAGERS, MADISON STLMT SVCS HAGERSTOW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 980 RIPPLE DR, 980, HANOVER, PA 17331-8032 |
| Name | Verified Name |
|---|---|
| Address | 980 RIPPLE DR, HANOVER, PA 17331-8032 |
| Document Number | 0000021135 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021021135 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 980 Ripple Dr was $10,828.
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Penn Township |
| Unified School District | South Western School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,828.00 | $306,850 Land $73,540 Building $233,310 | |
| 2024 | $10,340.00 | $306,850 Land $73,540 Building $233,310 | |
| 2006 | $306,850 Land $73,540 Building $233,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 980 Ripple Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 980 Ripple Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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