980 Rinay Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 980 Rinay Rd, Helena, MT 59602

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,300 sqft · built 1972
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jun 2026)
Tax Bill	$525 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`R0525774`

Property Details

APN / Parcel Number

Primary APN	`R0525774`
Alternative APNs	`05-1995-30-4-04-23-0000` `0000024125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	16 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000024125
Street Address	980 RINAY RD
City	HELENA
State	MT
Zip	59602-9455
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	1
Legal Description	SEWELL TRACTS SUBD NO 4, S30, T11 N, R03 W, LOT 70, MAKE COLUMBIA, MODEL UNKNOWN, COS #228800 24X50 1972
Legal Range	03W
Legal Township	11N
Legal Section	30
Legal Subdivision	SEWELL TRACTS SUBD NO 4
Legal Lot Number	70
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1005
Census Tract	501

Owner

980 Rinay Rd, a mobile home, is owned and occupied by an individual who bought it in June 2026.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	980 RINAY RD, HELENA, MT 59602-9455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK OF HELENA
Apr 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage ASCENT BANK
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit ASCENT BANK
Feb 19, 2008	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF HELENA
Jun 5, 2026	Warranty Deed, Transfer · Construction Mortgage ASCENCIA BANK
Apr 3, 2023	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, FLYING S T&E OF MOTANA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	20263450967
Deed Book / Page	65 / 4592
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	00M47/8911
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	980 RINAY RD, HELENA, MT 59602-9455
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M56/0644
Date	Sep 24, 2019
Book Page	M56/0644
Instrument	3343551

Lender

Name	FIRST SECURITY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59624

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	980 RINAY RD, HELENA, MT 59602-9455
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 RINAY RD, HELENA, MT 59602-9455

Mortgage

Document Number	000M62/377
Date	Apr 6, 2023
Book Page	M62/377
Instrument	3409929

Lender

Name	ASCENT BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	980 RINAY RD, HELENA, MT 59602-9455
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 RINAY RD, HELENA, MT 59602-9455

Mortgage

Document Number	00M64/6617
Date	Sep 29, 2025
Book Page	M64/6617
Instrument	3441772

Lender

Name	ASCENT BANK
Type	Bank
Address	HELENA, MT 59624

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	980 RINAY RD, HELENA, MT 59602-9455
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	HA&TCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M37/9149
Date	Feb 19, 2008
Book Page	M37/9149
Instrument	3143440

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59624

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 5, 2026
Property Address	980 RINAY RD, HELENA, MT 59602-9455
Document Number	0003450967
Book / Page	65 / 4592
Instrument Date	Jun 5, 2026
Instrument	20263450967
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FLYING S TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	980 RINAY RD, HELENA, MT 59602-9455

Mortgage

Document Number	0003450967,
Date	Jun 5, 2026
Book Page	65/4593
Instrument	20263450967

Lender

Name	ASCENCIA BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Due	Jun 5, 2026

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 3, 2023
Property Address	980 RINAY RD, HELENA, MT 59602-9455
Document Number	000M62/270
Book / Page	M62 / 270
Instrument Date	Mar 29, 2023
Instrument	3409806
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MOTANA INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 RINAY RD, HELENA, MT 59602-9455

Tax Assessment & Valuation

The 2026 property tax bill for 980 Rinay Rd was $525, up 12.2% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$525.00 (+12.18%)	$103,781 (-)
2025	$468.00	$103,781	$103,781 Land $50,831 Building $52,950
2023	$1,197.00	$127,644	$127,644 Land $84,014 Building $43,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 980 Rinay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Rinay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Rinay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures