980 Ridge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 980 Ridge Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,026 sqft · built 1968
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$41,400 (Mar 2019)
Tax Bill	$514 (2026)
Deeds & Mortgages	Sep 2019 Sale Mar 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1800-00-42-5408`

Property Details

APN / Parcel Number

Primary APN	`1800-00-42-5408`
Alternative APN	`555782436`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555782436
Street Address	980 RIDGE RD
City	SPRUCE PINE
State	NC
Zip	28777-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF 1131
Legal Tract	3
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2004
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	980 RIDGE RD, SPRUCE PINE, NC 28777-8431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 6, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	2019360
Deed Book / Page	599 / 523
Record Updated	Oct 29, 2026

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 20, 2019
Property Address	980 RIDGE RD, SPRUCE PINE, NC 28777-8431
Document Number	606/039
Book / Page	606 / 039
Instrument Date	Sep 13, 2019
Instrument	2019001697
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 RIDGE RD, SPRUCE PINE, NC 28777-8431

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 6, 2019
Property Address	980 RIDGE RD, SPRUCE PINE, NC 28777-8431
Document Number	599/523
Book / Page	599 / 523
Instrument Date	Mar 6, 2019
Instrument	2019000360
Transaction Type	Foreclosure
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 JONES BRANCH DR, MC LEAN, VA 22102-3107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$514.00	$80,400 (-) Land $20,800 Building $59,600
2025	$514.00 (+3.63%)	$80,400 (+2.03%) Land $20,800 Building $59,600
2023	$496.00	$78,800 Land $20,800 Building $58,000	$78,800 Land $20,800 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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