980 Pine Rd, Bay City, MI 48706 Property Records

Bay County property record for 980 Pine Rd, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 898 sqft · built 1944
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Mar 2009)
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`010-A16-000-152-00`

Property Details

APN / Parcel Number

Primary APN	`010-A16-000-152-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	898 sqft Living Area
1st Floor Area	898 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	168 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	980 PINE RD
City	BAY CITY
State	MI
Zip	48706-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 152 ASSESSOR'S PLAT OF APLIN BEACH SUB. AS RECORDED IN LIBER 12 OF PLATS PAGES 16-28 OF BAY COUNTY RECORDS.
Legal Subdivision	ASSESSORS PLAT OF APLIN BEACH
Legal Lot Number	152
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1016
Census Tract	285900

Owner

980 Pine Rd is owned and occupied by an individual who acquired it in September 2020.

Source: Bay County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	980 PINE RD, BAY CITY, MI 48706-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2009 · Amount on File
Deed Sale	Mar 9, 2009 · Amount on File
Prior Sale	Jan 7, 1999 · Amount on File
Deed Book / Page	2662 / 533
Last Transfer Date	Sep 22, 2020
Transfer Doc	202013479
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Sep 24, 2020
Property Address	980 PINE RD, BAY CITY, MI 48706-1948
Document Number	0000013479
Instrument Date	Sep 22, 2020
Instrument	13479
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 BAY RD BAY CITY MI 487061933, BAY CITY, MI 48706-1933

Tax Assessment & Valuation

The 2026 property tax bill for 980 Pine Rd was $1,096 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 Homeowner's exemption	$29,900	$59,800
2023		$23,100	$46,200
2022	$900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 Pine Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	584.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	73 (1981–2021)
Claims Outside the SFHA	41 of 73
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 4 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Pine Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINCONNING TOWNSHIP serves 1,479 people · EPA ID MI0005335
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20