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980 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 980 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,492 sqft Heated Area
Lot Size10,542 sqft (0.242 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2020)
Tax Bill$2,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN81410
Alternative APNs
  • 012630083000010110
  • 012630519900010110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,492 sqft Heated Area
Gross Area2,063 sqft Gross Area
1st Floor1,492 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,542 sqft (0.242 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area529 sqft Garage

Exterior Amenities

FenceFence
Patio Area180 sqft Patio
PorchOpen Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number81410
Old Parcel Number012630519900010110
Street Address980 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-3923
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTEN ORANGES SUBDIVISION PB 11 PG 163-164 LOT 11
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionTEN ORANGES
Legal Tract830
Legal Block1
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2074
Census Tract43600

Owner

Source: Osceola County records · APN 81410

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address980 ORANGE AVE, SAINT CLOUD, FL 34769-3923
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jul 28, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2020 · Amount on Record
Deed SaleJul 28, 2020 · Amount on Record
Prior SaleOct 23, 2002 · Amount on Record
Deed Doc Number2020098499
Deed Book / Page5763 / 1368
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address980 ORANGE AVE, SAINT CLOUD, FL 34769-3923
Transaction TypeMortgage
Record UpdatedMar 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 ORANGE AVE, SAINT CLOUD, FL 34769-3923

Mortgage

Document Number0061641838
DateMar 04, 2022
Book Page6164/1838
Instrument2022035562
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term341 Months
DueAug 01, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 28, 2020
Property Address980 ORANGE AVE, SAINT CLOUD, FL 34769-3923
Document Number0057631368
Book / Page5763 / 1368
Map ReferenceMB 11 PG 163
Instrument DateJul 24, 2020
Instrument2020098499
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyPARAGON TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address19 MARBLE ARCH, 19, COLORA, MD 21917-1537

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 E 10TH ST, SAINT CLOUD, FL 34771-4837

Mortgage

Document Number0057631369
DateJul 28, 2020
Instrument5763/1369
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,482.00 (+6.71%) Homeowner's exemption$181,592 (+5.99%)$251,000 (+6.54%) Land $40,000 Building $211,000
2023$2,326.00 (+3.93%) Homeowner's exemption$171,335 (+3%)$235,600 (+14.04%) Land $40,000 Building $195,600
2022$2,238.00 Homeowner's exemption$166,345$206,600 Land $40,000 Building $166,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 758 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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