980 N Pine Hill Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 980 N Pine Hill Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,128 sqft · built 1979
Lot Size	0.352 acres (15,354 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2021)
Tax Bill	$7,530 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.15-2-15`

Property Details

APN / Parcel Number

Primary APN	`013089 27.15-2-15`
Alternative APNs	`308902701500020150000000` `02701500020150000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,260 sqft
2nd Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,354 sqft (0.352 acres)
Lot Dimensions	173 ft deep x 88.8 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701500020150000000
Street Address	980 N PINE HILL DR
City	SCHENECTADY
State	NY
Zip	12303-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	47PHE1 980 PINE HILL DR NORTH
Legal Subdivision	PINE HILL ESTATES
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14616

Owner

980 N Pine Hill Dr is owned and occupied by an individual who bought it in September 2021.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Deed of Trust, Mortgage TRUSTCO BANK
Oct 27, 2020	Deed of Trust, Mortgage TRUSTCO BANK
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Oct 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FCU
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
May 28, 2019	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Jan 8, 2014 · Amount on File
Deed Document Number	202128113
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000806
Date	Jun 5, 2019
Instrument	R2019-10806

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004999
Date	Oct 27, 2020
Instrument	R2020-24999

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005000
Date	Oct 27, 2020
Instrument	R2020-25000

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8115 GATEWOOD LN, WOODRIDGE, IL 60517-4110

Mortgage

Document Number	0000007816
Date	Sep 14, 2021
Instrument	R2021-27816

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553

Mortgage

Document Number	0000004011
Date	Oct 12, 2022
Instrument	R2022-24011

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 12, 2022
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Document Number	0000004008
Map Reference	MAP 3974 DR 162
Instrument Date	Aug 25, 2022
Instrument	R2022-24008
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553

Mortgage

Document Number	0000004010
Date	Oct 12, 2022
Instrument	R2022-24010

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Margin	2
Max Rate	10%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	980 N PINE HILL DR, SCHENECTADY, NY 12303-5553
Document Number	0000010807
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 N PINE HILL DR SCHENECTADY NY 123035553, SCHENECTADY, NY 12303-5553

Mortgage

Document Number	0000010807
Date	Jun 5, 2019
Instrument	10807

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 980 N Pine Hill Dr was $7,530, down 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,530.00 (-0.16%)
2025	$7,542.00	$261,000 Land $52,000 Building $209,000	$348,000 Land $69,333 Building $278,667
2023		$261,000 (-) Land $52,000 Building $209,000	$307,059 (+7.06%) Land $61,177 Building $245,882
2022		$261,000 Land $52,000 Building $209,000	$286,813 Land $57,143 Building $229,670
2021	$6,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 N Pine Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 N Pine Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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