Alleghany County property record for 980 N Main St, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,291 sqft · built 1917 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Oct 2025) |
| Tax Bill | $679 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3071227703 |
| Primary APN | 3071227703 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| 1st Floor Area | 1,291 sqft |
| Basement Area | 847 sqft |
| Unfinished Basement | 847 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Carport |
| Garage Area | 888 sqft |
| Carport | Carport |
| Carport Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 199 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85252 |
|---|---|
| Street Address | 980 N MAIN ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-9822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | RH E/O -15% |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Oct 9, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 26, 2023 | Trustee's Deed, Foreclosure · Line of Credit SKYLINE NATIONAL BANK |
| Jan 6, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE |
| Aug 9, 2018 | Warranty Deed, Transfer |
| Aug 9, 2018 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FEDERAL CREDIT UNTION |
| Mar 31, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on Record |
| Deed Sale | Oct 9, 2025 · Amount on Record |
| Prior Sale | Sep 26, 2023 · Amount on Record |
| Deed Document Number | 20252043 |
| Deed Book / Page | 452 / 2258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 88 MITCHELL MOUNTAIN RD, SPARTA, NC 28675-8487 |
| Document Number | 000439/675 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 439/675 |
| Instrument | 2169 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, VA 24348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Document Number | 00452/2258 |
| Book / Page | 452 / 2258 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025002043 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 MITCHELL MOUNTAIN RD, SPARTA, NC 28675-8487 |
| Name | Verified Name |
|---|---|
| Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Document Number | 2025002044 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025002044 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.15% |
| Max Rate At Change | 8.15% |
| Index | 5-Year CMT |
| Max Rate | 12.1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Sep 26, 2023 |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Document Number | 000439/971 |
| Book / Page | 439 / 971 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2096 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 MITCHELL MOUNTAIN RD, SPARTA, NC 28675-8487 |
| Document Number | 000439/675 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 439/675 |
| Instrument | 2049 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, VA 24348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Jan 6, 2020 |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Document Number | 0000405/83 |
| Book / Page | 405 / 83 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 27 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1303, SPARTA, NC 28675-1303 |
| Document Number | 0000405/86 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 405/86 |
| Instrument | 28 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Aug 9, 2018 |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-8609 |
| Document Number | 000394/192 |
| Book / Page | 394 / 192 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 000000001473 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 980 N MAIN ST, SPARTA, NC 28675-8609 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Aug 9, 2018 |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Document Number | 000394/192 |
| Book / Page | 394 / 192 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 000000001473 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 980 N MAIN ST, SPARTA, NC 28675-9822 |
| Document Number | 0000000394/0000000196 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 0000000394/0000000196 |
| Instrument | 000000001474 |
| Name | LOCAL GOVERNMENT FEDERAL CREDIT UNTION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Aug 1, 2023 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Mar 31, 2017 |
| Property Address | 980 N MAIN ST, SPARTA, NC 28675-8609 |
| Document Number | 00384/0936 |
| Book / Page | 384 / 0936 |
| Map Reference | PL 11 PG 53 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 00576 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 983, SPARTA, NC 28675-0983 |
| Name | Verified Name |
|---|---|
| Address | 21 ROYAL LAKE DR, SPARTA, NC 28675 |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679.00 (+1.49%) | $91,100 (-) Land $23,700 Building $67,400 | $91,100 (-) Land $23,700 Building $67,400 |
| 2025 | $669.00 | $91,100 (-) Land $23,700 Building $67,400 | |
| 2023 | $91,100 Land $23,700 Building $67,400 | $91,100 (-) Land $23,700 Building $67,400 | |
| 2021 | $91,100 Land $23,700 Building $67,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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