980 Mason Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 980 Mason Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,139 sqft
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jul 2020)
Tax Bill	$8,223 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-03-400-001`

Property Details

APN / Parcel Number

Primary APN	`13-18-03-400-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,139 sqft Living Area
1st Floor Area	2,139 sqft
Basement Area	1,926 sqft

Exterior

Architectural Style	Ranch
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	97,574 sqft (2.24 acres)
Garage Area	676 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	980 MASON RD
City	PETOSKEY
State	MI
Zip	49770-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	ALL THAT PT OF GOVT LOT 1 LYING S OF CHARLEVOIX RD. SECTION 3, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	S3 T34N R6W
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3014
Census Tract	970600

Owner

980 Mason Rd is owned and occupied by an individual who bought it in July 2020.

Source: Emmet County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	980 MASON RD, PETOSKEY, MI 49770-9781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jul 3, 2020	Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Mar 9, 2020	Deed, Transfer
Jun 22, 2020	Deed, Transfer
Jun 22, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2020 · Amount on File
Deed Sale	Jul 3, 2020 · Amount on File
Prior Sale	Aug 27, 2013 · Amount on File
Deed Document Number	20205175698
Deed Book / Page	1222 / 756
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	1222/379
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	980 MASON RD, PETOSKEY, MI 49770-9781
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 MASON RD, PETOSKEY, MI 49770-9781

Mortgage

Document Number	0000001250/0000000738
Date	Mar 6, 2023
Book Page	0000001250/0000000738
Instrument	5203725

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	980 MASON RD, PETOSKEY, MI 49770-9781
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2714 CASCADE RD SE, EAST GRAND RAPIDS, MI 49506-1979

Mortgage

Document Number	0000001232/0000000628
Date	Apr 29, 2021
Book Page	0000001232/0000000628
Instrument	5185593

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 3, 2020
Property Address	980 MASON RD, PETOSKEY, MI 49770-9781
Document Number	1222/756
Book / Page	1222 / 756
Instrument Date	Jul 1, 2020
Instrument	5175698
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2714 CASCADE RD SE, EAST GRAND RAPIDS, MI 49506-1979

Mortgage

Document Number	5175699
Date	Jul 3, 2020
Instrument	5175699

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Mar 9, 2020
Property Address	980 MASON RD, PETOSKEY, MI 49770-9781
Document Number	1219/907
Book / Page	1219 / 907
Instrument Date	Feb 28, 2020
Instrument	5172851
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 MASON RD, PETOSKEY, MI 49770-9781

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jun 22, 2020
Property Address	980 MASON RD, PETOSKEY, MI 49770-9781
Document Number	1222/380
Book / Page	1222 / 380
Instrument Date	Feb 28, 2020
Instrument	5175322
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 MASON RD, PETOSKEY, MI 49770-9781

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jun 22, 2020
Property Address	980 MASON RD, PETOSKEY, MI 49770-9781
Document Number	1222/379
Book / Page	1222 / 379
Instrument Date	Feb 28, 2020
Instrument	5175321
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 MASON RD, PETOSKEY, MI 49770-9781

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,900 (+44.62%) Land $15,300 Building $584,600	$1,199,800 (+44.62%) Land $30,600 Building $1,169,200
2025		$414,800 Land $12,300 Building $402,500	$829,600 Land $24,600 Building $805,000
2024	$8,223.00
2023		$364,400 Land $10,700 Building $353,700	$728,800 Land $21,400 Building $707,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 Mason Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Mason Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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