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980 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 980 Main St, Morro Bay, CA 93442

Property Summary

Property TypeFast Food Restaurant
Details1,344 sqft · built 1974
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Tax Bill$5,087 (2025)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN066-061-001

Property Details

APN / Parcel Number

Primary APN066-061-001

Interior

Stories1 Story
Building Area1,344 sqft Gross Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address980 MAIN ST
CityMORRO BAY
StateCA
Zip93442-2120
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Local Zoning CodeC11
Legal DescriptionCY MB TN MORRO BL 41 PTN LT 7 & 8
Legal SubdivisionTOWN MORRO
Legal Tract41
Legal Block41
Legal Lot Number7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1034
Census Tract10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address551 AVALON ST, MORRO BAY, CA 93442-1611
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 17, 2022
Transfer Doc0000045197
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 17, 2022
Property Address980 MAIN ST, MORRO BAY, CA 93442-2120
Document Number0000045197
Map ReferenceMB A PG 35
Instrument DateNov 17, 2022
Instrument2022045197
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 MAIN ST, MORRO BAY, CA 93442-2120

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$470,159 (+1.85%) Land $318,277 Building $151,882
2025$5,087.00 (+4.2%)$461,597 (+4.64%) Land $312,037 Building $149,560
2023$4,882.00 (+6.66%)$441,131 Land $299,921 Building $141,210
2022$4,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Ranch Wifi
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

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