980 Main St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 980 Main St, Jay, ME 04239

Property Summary

Property Type	Single Family Home
Details	2,409 sqft
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$146,300 (Apr 2021)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jan 2024 Refinance Apr 2023 Refinance + 1 more
APN	`JAYY M:029 L:029`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:029 L:029`
Alternative APN	`1253`

Interior

Building Area	2,409 sqft Living Area

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Account Number	1253
Street Address	980 MAIN ST
City	JAY
State	ME
Zip	04239-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	29
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	3
Census Block	3010
Census Tract	971400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Jay Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	980 MAIN ST, JAY, ME 04239-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Apr 21, 2021	Quit Claim Deed, Transfer · FHA Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Oct 17, 2012 · Amount on Record
Deed Document Number	20213468
Deed Book / Page	4312 / 232
Transfer Doc	03485-0307
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	980 MAIN ST, JAY, ME 04239-4218
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046090074
Date	Jan 11, 2024
Book Page	4609/74
Instrument	221

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	469 Months
Due	Feb 1, 2063

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	980 MAIN ST, JAY, ME 04239-4218
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045390011
Date	Apr 3, 2023
Book Page	4539/11
Instrument	1912

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAY ME
Recording Date	Apr 21, 2021
Property Address	980 MAIN ST, JAY, ME 04239-4218
Document Number	0043120232
Book / Page	4312 / 232
Instrument Date	Apr 16, 2021
Instrument	3468
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GORDON ST, LIVERMORE FALLS, ME 04254-1548

Mortgage

Document Number	0000003469
Date	Apr 21, 2021
Instrument	3469

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Jay Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,740.00 (+10.18%)	$395,040 (+102.04%) Land $51,240 Building $343,800
2024	$4,302.00 (-4.34%)	$195,530 (-) Land $23,870 Building $171,660
2023	$4,497.00 (+12.2%)	$195,530 (-) Land $23,870 Building $171,660
2022	$4,008.00	$195,530 Land $23,870 Building $171,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY VILLAGE WATER DISTRICT serves 975 people · EPA ID ME0090740
Water Source	Purchased surface water from LIVERMORE FALLS WATER DISTRICT
Last State Inspection	Oct 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

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