Okaloosa County property record for 980 Hard Times Ln, Holt, FL 32564
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1972 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $275 (2025) |
| Deeds & Mortgages | Feb 2018 Transfer Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-5020-0 |
| Primary APN | C56-000-596-5020-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 114,563 sqft (2.63 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Convection |
| Street Address | 980 HARD TIMES LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9368 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM NE COR OF NW1/4 S 1320FT W 433.33FT TO POB W 173.33FT N 660FT E 173.33FT S 660FT TO POB |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 976 HARD TIMES LN, HOLT, FL 32564-9368 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 22, 2018 |
| Transfer Doc | 0033382627 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 22, 2018 |
| Property Address | 980 HARD TIMES LN, HOLT, FL 32564-9368 |
| Document Number | 0033382627 |
| Book / Page | 003338 / 002627 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 3190223 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 976 HARD TIMES LN HOLT FL 325649368, HOLT, FL 32564-9368 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 22, 2018 |
| Property Address | 980 HARD TIMES LN, HOLT, FL 32564-9368 |
| Document Number | 0033382629 |
| Book / Page | 003338 / 002629 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 3190224 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 976 HARD TIMES LN HOLT FL 325649368, HOLT, FL 32564-9368 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275.00 (+19.05%) | $25,276 (+22.73%) Land $16,422 Building $8,854 | $25,276 (+22.73%) Land $16,422 Building $8,854 |
| 2023 | $231.00 (+7.94%) | $20,594 (+9.61%) Land $13,952 Building $6,642 | $20,594 (+9.61%) Land $13,952 Building $6,642 |
| 2022 | $214.00 | $18,788 Land $13,040 Building $5,748 | $18,788 Land $13,040 Building $5,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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