980 Fox Ridge Rd, Eldridge, IA 52748 Property Records

Scott County property record for 980 Fox Ridge Rd, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2009
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on Record
Tax Bill	$4,320 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931437114`

Property Details

APN / Parcel Number

Primary APN	`931437114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	1,564 sqft
Basement Area	1,564 sqft
Unfinished Basement	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	139 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	761 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	49 sqft
Deck Area	168 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	980 FOX RIDGE RD
City	ELDRIDGE
State	IA
Zip	52748-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC GREEN 1ST ADD LOT: 014 RUSTIC GREEN 1ST ADDLOT 14
Legal Subdivision	RUSTIC GREEN 1ST ADD
Legal Lot Number	14
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3040
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	980 FOX RIDGE RD, ELDRIDGE, IA 52748-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Jul 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage FLANAGAN STATE BANK
Mar 29, 2017	Intrafamily Transfer, Transfer · VA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020
Deed Sale	Jul 28, 2020
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Document Number	202022315
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000022315
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	980 FOX RIDGE RD, ELDRIDGE, IA 52748-2306
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300007765
Date	May 11, 2023
Instrument	202300007765

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Jul 28, 2020
Property Address	980 FOX RIDGE RD, ELDRIDGE, IA 52748-2306
Document Number	202000022315
Instrument Date	Jul 22, 2020
Instrument	202000022315
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 FOX RIDGE RD, ELDRIDGE, IA 52748-2306

Mortgage

Document Number	202000022316
Date	Jul 28, 2020
Instrument	202000022316

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Mar 29, 2017
Property Address	980 FOX RIDGE RD, ELDRIDGE, IA 52748-2306
Document Number	201700007457
Instrument Date	Mar 24, 2017
Instrument	2017-00007457
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	980 FOX RIDGE RD, 980, ELDRIDGE, IA 52748-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 FOX RIDGE RD, ELDRIDGE, IA 52748-2306

Mortgage

Document Number	201700007458
Date	Mar 29, 2017
Instrument	2017-00007458

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,320.00	$383,100 (-) Land $99,800 Building $283,300	$383,100 (-) Land $99,800 Building $283,300
2025	$4,320.00 (-2.96%) Homeowner's exemption	$383,100 (+4.67%) Land $99,800 Building $283,300	$383,100 (+4.67%) Land $99,800 Building $283,300
2024	$4,452.00 (+6.2%)
2023		$366,000 Land $99,800 Building $266,200	$366,000 Land $99,800 Building $266,200
2022	$4,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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