980 E Rd 2 S, Chino Valley, AZ 86323 Property Records

Yavapai County property record for 980 E Rd 2 S, Chino Valley, AZ 86323

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1994
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2016)
Tax Bill	$2,240 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`306-51-011`

Property Details

APN / Parcel Number

Primary APN	`306-51-011`
Alternative APNs	`3065101102` `306510112`

Interior

Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	636 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	306510112
Street Address	980 E ROAD 2 S
City	CHINO VALLEY
State	AZ
Zip	86323-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEE MOUNTAIN ESTATES LOT 11
Legal Range	02W
Legal Township	16N
Legal Section	27
Legal Subdivision	BEE MOUNTAIN ESTATE
Legal Lot Number	11
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	4
Census Block	4013
Census Tract	209

Owner

980 E Rd 2 S is owned and occupied by two individuals who acquired it in March 2026.

Source: Yavapai County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 18, 2026	Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	May 3, 2010 · Amount on File
Deed Document Number	201631608
Last Transfer Date	Mar 23, 2026
Transfer Doc	0000042859
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445

Mortgage

Document Number	0000037265
Date	Jun 16, 2022
Instrument	2022-0037265

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 14, 2032

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445

Mortgage

Document Number	0000049685
Date	Nov 17, 2023
Instrument	2023-0049685

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 16, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	YAVAPAI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445

Mortgage

Document Number	0000025617
Date	Apr 9, 2021
Instrument	2021-0025617

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 18, 2026
Property Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Document Number	0000042859
Instrument Date	Mar 23, 2026
Instrument	202642859
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445

Mortgage

Document Number	20210025617
Date	Apr 9, 2021
Instrument	2021-0025617

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	980 E ROAD 2 S, CHINO VALLEY, AZ 86323-7445
Document Number	0000005051
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 E ROAD 2 S CHINO VALLEY AZ 863237445, CHINO VALLEY, AZ 86323-7445

Mortgage

Document Number	0000005051
Date	Jan 29, 2020
Instrument	5051

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 980 E Rd 2 S was $2,240, up 3.7% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Chino Valley Town
Unified School District	Chino Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$46,190	$461,900 Land $132,562 Building $329,338
2026	$2,240.00 (+3.7%)
2025	$2,160.00	$44,565 Land $10,328 Building $34,237	$445,649 Land $103,276 Building $342,373
2022	$1,942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 980 E Rd 2 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 E Rd 2 S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Bolt Internet Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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