980 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 980 E Oakland St, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,482 sqft · built 1999
Lot Size	0.355 acres (15,470 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2019)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-42-701`

Property Details

APN / Parcel Number

Primary APN	`304-42-701`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,482 sqft Living Area
1st Floor Area	2,322 sqft
2nd Floor Area	1,160 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	15,470 sqft (0.355 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	980 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-5499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDSAY ESTATES AMD MCR 487-48
Legal Range	06E
Legal Township	01S
Legal Section	29
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	LINDSAY ESTATES AMD
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1008
Census Tract	815000

Owner

Source: Maricopa County records · APN 304-42-701

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	980 E OAKLAND ST, GILBERT, AZ 85295-5499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Oct 08, 2004
Deed Document Number	20190662787
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	980 E OAKLAND ST, GILBERT, AZ 85295-5499
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E OAKLAND ST, GILBERT, AZ 85295-5499

Mortgage

Document Number	0000814159
Date	Nov 02, 2022
Instrument	20220814159

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	980 E OAKLAND ST, GILBERT, AZ 85295-5499
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000761026
Date	Aug 19, 2020
Instrument	20200761026

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 01, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2019
Property Address	980 E OAKLAND ST, GILBERT, AZ 85295-5499
Document Number	0000662787
Instrument Date	Aug 19, 2019
Instrument	662787
Transaction Type	Transfer
Record Updated	Sep 02, 2019
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	980 E OAKLAND ST GILBERT AZ 852955499, GILBERT, AZ 85295-5499

Mortgage

Document Number	662788
Date	Aug 27, 2019
Instrument	662788

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	980 E OAKLAND ST, GILBERT, AZ 85295-5499
Document Number	0000549528
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 02, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	980 E OAKLAND ST GILBERT AZ 852955499, GILBERT, AZ 85295-5499

Mortgage

Document Number	0000549528
Date	Jul 27, 2017
Instrument	549528

Lender

Name	BANK OF WA
Type	Bank
Address	EDMONDS, WA 98020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,730 (-1.01%)	$677,300 (-1.01%) Land $135,400 Building $541,900
2025	$2,755.00 (-14.17%)
2024		$68,420	$684,200 Land $136,800 Building $547,400
2023	$3,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wi-Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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