980 E Main St, Unit B, El Cajon, CA 92021 Property Records

San Diego County property record for 980 E Main St, Unit B, El Cajon, CA 92021

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,360 sqft · built 1981
Lot Size2.19 acres (95,787 sqft)
Owner2 Company Names on Record
Tax Bill$2,077 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN489-130-52-17

Property Details

APN / Parcel Number

Primary APN489-130-52-17

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,360 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Lot Area95,787 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address980 E MAIN ST, B
CityEL CAJON
StateCA
Zip92021-6201
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 17PER DOC80-186586&232777&UND INT IN TR 009410
Legal SubdivisionPEPPER OAK
Legal Tract009410
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1997 WISTERIA CT, EL CAJON, CA 92019-3867
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 19, 2005
Transfer Doc0001088928
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address980 E MAIN ST UNIT B, B, EL CAJON, CA 92021-6201
Document Number0000767694
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1997 WISTERIA CT EL CAJON CA 920193867, EL CAJON, CA 92019-3867

Mortgage

Document Number0000767694
DateDec 1, 2020
Instrument767694
Lender
NameOCEAN LNDG HM LNS INC
AddressMISSION VIEJO, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$177,217 (+2%) Land $48,418 Building $128,799
2025$2,077.00 (+2.06%)$173,743 (+4.04%) Land $47,469 Building $126,274
2023$2,035.00 (+1.6%)$166,999 Land $45,627 Building $121,372
2022$2,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on E Main St

Nearby Streets

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