980 E Gaucho Cir, Deltona, FL 32725 Property Records

Volusia County property record for 980 E Gaucho Cir, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1990
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Owner Names on Record
Last Sale	$117,000 (Sep 2002)
Tax Bill	$1,293 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-10-16-0120`

Property Details

APN / Parcel Number

Primary APN	`8130-10-16-0120`
Alternative APNs	`31183010160120` `2668377.0` `2668377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,854 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2668377.0
Old Parcel Number	31183010160120
Street Address	980 E GAUCHO CIR
City	DELTONA
State	FL
Zip	32725-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 58 DELTONA LAKES UNIT 10 MB 25 PG 186 TO 192 INC PER OR 4925 PG 4628
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	10
Legal Block	58
Legal Lot Number	12
Legal Unit	10
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3005
Census Tract	91018

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	980 E GAUCHO CIR, DELTONA, FL 32725-6960
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2002 · Amount on Record
Deed Sale	Sep 15, 2002 · Amount on Record
Deed Document Number	0049254628
Deed Book / Page	4925 / 4628
Prior Transfer Date	Sep 11, 2002
Prior Transfer Doc	0049254628
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	980 E GAUCHO CIR, DELTONA, FL 32725-6960
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E GAUCHO CIR, DELTONA, FL 32725-6960

Mortgage

Document Number	0087514760
Date	Sep 9, 2025
Book Page	8751/4760
Instrument	2025169398

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2045

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	980 E GAUCHO CIR, DELTONA, FL 32725-6960
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074301433
Date	Jul 31, 2017
Book Page	7430/1433
Instrument	2017-149903

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	980 E GAUCHO CIR, DELTONA, FL 32725-6960
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078461301
Date	Apr 28, 2020
Book Page	7846/1301
Instrument	2020-078918

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,112 (+5.99%)	$315,884 (+6.88%) Land $60,000 Building $255,884
2024	$1,293.00 (+8.66%)
2023	$1,190.00 (+2.59%) Homeowner's exemption	$86,910 (+3%)	$295,541 (+16.68%) Land $49,600 Building $245,941
2022	$1,160.00 Homeowner's exemption	$84,379	$253,283 Land $34,800 Building $218,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1992–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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