980 Duscoe Rd, Somerville, TN 38068 Property Records

Fayette County property record for 980 Duscoe Rd, Somerville, TN 38068

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,357 sqft · built 2003
Lot Size	12 acres (523,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2018)
Tax Bill	$960 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024137 00401`

Property Details

APN / Parcel Number

Primary APN	`024137 00401`
Alternative APN	`137 00401`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,357 sqft Living Area
1st Floor Area	1,154 sqft
Upper Floors Area	1,169 sqft
Attic Area	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	523,156 sqft (12 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	980 DUSCOE RD
City	SOMERVILLE
State	TN
Zip	38068-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: L50
Jurisdiction	FAYETTE TN
Township / Civil Division	7
Census Block Group	3
Census Block	3001
Census Tract	60600

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 DUSCOE RD, SOMERVILLE, TN 38068-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 15, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Document Number	18006346
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	980 DUSCOE RD, SOMERVILLE, TN 38068-7004
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000286
Date	Jan 13, 2023
Instrument	23000286

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	980 DUSCOE RD, SOMERVILLE, TN 38068-7004
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001017
Date	Feb 1, 2021
Instrument	21001017

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Oct 15, 2018
Property Address	980 DUSCOE RD, SOMERVILLE, TN 38068-7004
Document Number	0000006346
Instrument Date	Oct 11, 2018
Instrument	6346
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 DUSCOE RD SOMERVILLE TN 380687004, SOMERVILLE, TN 38068-7004

Mortgage

Document Number	6347
Date	Oct 15, 2018
Instrument	6347

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00	$103,125 (+68.16%) Land $38,775 Building $64,350	$412,500 (+68.16%) Land $155,100 Building $257,400
2023		$61,325 Land $15,875 Building $45,450
2021			$245,300 Land $63,500 Building $181,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

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