980 Cobb Ranch Rd, Paris, TX 75462 Property Records

Lamar County property record for 980 Cobb Ranch Rd, Paris, TX 75462

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,640 sqft · built 1994
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (May 2018)
Tax Bill	$5,295 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0571-0220-0000-40`

Property Details

APN / Parcel Number

Primary APN	`A0571-0220-0000-40`
Alternative APN	`106816`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Slab
Porch Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0571-0220-0000-40
Street Address	980 COBB RANCH RD
City	PARIS
State	TX
Zip	75462-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A571 J MOORE SURVEY, TRACT 22, ACRES 5.01
Legal Subdivision	J MOORE SURVEY
Legal Tract	22
Legal Lot Number	22
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3021
Census Tract	900

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 COBB RANCH RD, PARIS, TX 75462-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	20181526822018
Record Updated	Oct 29, 2026

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMAR TX
Recording Date	May 1, 2018
Property Address	980 COBB RANCH RD, PARIS, TX 75462-2649
Document Number	1526822018
Instrument Date	May 1, 2018
Instrument	152682-2018
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 COBB RANCH RD, PARIS, TX 75462-2649

Mortgage

Document Number	1526832018
Date	May 1, 2018
Instrument	152683-2018

Lender

Name	FIRST FEDERAL COMMUNITY BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2023
Change Frequency	5 Years
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	5-Year CMT
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Reno City
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,295.00 (-17.77%) Homeowner's exemption	$398,770 (-2.26%) Land $82,630 Building $316,140	$398,770 (-2.26%) Land $82,630 Building $316,140
2025	$6,439.00 (+14.82%) Homeowner's exemption	$407,990 (+13.66%) Land $86,390 Building $321,600	$407,990 (+13.66%) Land $86,390 Building $321,600
2023		$358,950 Land $81,130 Building $277,820	$358,950 Land $81,130 Building $277,820
2022	$5,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (1996–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARIS serves 25,498 people · EPA ID TX1390002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wifires Internet Fixed Wireless	500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile, Verizon.

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