980 Co Rd 54, Myrtle, MS 38650 Property Records

Union County property record for 980 Co Rd 54, Myrtle, MS 38650

Property Summary

Property Type	Rural Home
Details	1 ba · 1,200 sqft · built 2019
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032R-33-007.17`

Property Details

APN / Parcel Number

Primary APN	`032R-33-007.17`
Alternative APN	`19960`

Interior

Full Baths	1 Bath
Building Area	1,200 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	35,719 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	980 COUNTY ROAD 54
City	MYRTLE
State	MS
Zip	38650-9528
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW 1/4
Jurisdiction	UNION MS
Township / Civil Division	1
Census Block Group	3
Census Block	3016
Census Tract	950200

Owner

980 Co Rd 54, a rural home, is owned and occupied by an individual who acquired it in December 2024.

Source: Union County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	980 COUNTY ROAD 54, MYRTLE, MS 38650-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage FIRST CHOICE BANK
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage BNA BANK
Dec 27, 2024	Warranty Deed, Transfer · Conventional Mortgage BNA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024
Deed Sale	Dec 27, 2024
Deed Document Number	202404932
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	980 COUNTY ROAD 54, MYRTLE, MS 38650-9528
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 COUNTY ROAD 54, NEW ALBANY, MS 38652-8947

Mortgage

Document Number	2017002476
Date	Jul 12, 2017
Instrument	2017002476

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 7, 2018

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	980 COUNTY ROAD 54, MYRTLE, MS 38650-9528
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1744 COUNTY ROAD 7, MYRTLE, MS 38650-8550

Mortgage

Document Number	2022004304
Date	Oct 27, 2022
Instrument	2022004304

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION MS
Recording Date	Dec 27, 2024
Property Address	980 COUNTY ROAD 54, MYRTLE, MS 38650-9528
Document Number	2024004932
Instrument Date	Dec 27, 2024
Instrument	2024004932
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	980 COUNTY ROAD 54, MYRTLE, MS 38650-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 COUNTY ROAD 54, MYRTLE, MS 38650-9528

Mortgage

Document Number	2024004933
Date	Dec 27, 2024
Instrument	2024004933

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 980 Co Rd 54 was $1,069 with a homeowner's exemption, up 99.8% from the year before.

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 (+99.81%) Homeowner's exemption	$10,900	$72,660 Land $4,650 Building $68,010
2024	$535.00 (+8.74%)
2023	$492.00 (-54.15%) Homeowner's exemption	$7,549 (-18.27%)	$75,490 (+22.61%) Land $4,650 Building $70,840
2022	$1,073.00	$9,236	$61,570 Land $4,220 Building $57,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 Co Rd 54 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Co Rd 54 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HWY 30 WEST WATER ASSOCIATION public/private · serves 1,716 people · EPA ID MS0730025
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACE Fiber Fiber	8,000 / 8,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

Cell Coverage

5G (outdoors only) and 4G LTE

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