Steele County property record for 980 Clover Ln SE, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,097 sqft · built 1993 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,762 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-447-0207 |
| Primary APN | 17-447-0207 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 17 Rooms |
| Stories | 1 Story |
| Building Area | 4,097 sqft Finished Area |
| Basement Area | 774 sqft |
| Finished Basement | 774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,460 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 894 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 980 CLOVER LN SE |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-4618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 2 LOT 7 MEADOW LANDS ADDN |
| Legal Section | TW |
| Legal Subdivision | MEADOW LANDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 960700 |
980 Clover Ln SE is owned and occupied by an individual.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 980 CLOVER LN SE, OWATONNA, MN 55060-4618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 980 Clover Ln SE was $7,762 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,762.00 Homeowner's exemption | $549,400 (+6.85%) Land $60,800 Building $488,600 | $549,400 (+6.85%) Land $60,800 Building $488,600 |
| 2025 | $514,200 Land $66,400 Building $447,800 | $514,200 Land $66,400 Building $447,800 | |
| 2023 | $7,328.00 Homeowner's exemption | $484,500 Land $56,200 Building $428,300 | $484,500 Land $56,200 Building $428,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 980 Clover Ln SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 980 Clover Ln SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Minnesota WiFi.
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