980 Cindy Dr, Paducah, KY 42003 Property Records

McCracken County property record for 980 Cindy Dr, Paducah, KY 42003

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,282 sqft · built 1994
Lot Size0.052 acres (2,282 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Aug 2025)
Tax Bill$3,154 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN133-30-00-092

Property Details

APN / Parcel Number

Primary APN133-30-00-092
Alternative APN
  • 21246

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,282 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,282 sqft (0.052 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Pool Area324 sqft
PorchSlab
Porch Area492 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number21246
Street Address980 CINDY DR
CityPADUCAH
StateKY
Zip42003-9303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-47-47 BABBLAND EST L1G
Legal SubdivisionBABBLAND EST
Legal Lot Number1G
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group2
Census Block2016
Census Tract31100

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address980 CINDY DR, PADUCAH, KY 42003-9303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleAug 19, 2025 · Amount on Record
Deed Document Number2025721874
Deed Book / Page1527 / 123
Prior Transfer DateAug 12, 2025
Prior Transfer Doc0D1527/117
Record UpdatedOct 29, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionMCCRACKEN KY
Recording DateAug 19, 2025
Property Address980 CINDY DR, PADUCAH, KY 42003-9303
Document Number0D1527/123
Book / PageD1527 / 123
Map ReferenceSEC K PG 719
Instrument DateAug 15, 2025
Instrument721874
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$263.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address784 DOWDING WAY, THE VILLAGES, FL 32162-7427

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address980 CINDY DR, PADUCAH, KY 42003-9303

Mortgage

Document Number0000721875
DateAug 19, 2025
Instrument721875
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,000 (-18.69%)$263,000 (-18.69%)
2025$3,154.00 (+64.19%)$323,470 (+63.95%)$323,470 (+63.95%)
2023$1,921.00 (-1.64%)$197,300 (-)$197,300 (-)
2022$1,953.00$197,300$197,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (1979–2019)
Claims Outside the SFHA5 of 10
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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