Ramsey County property record for 980 Carmel Ct, Shoreview, MN 55126 · Last verified April 2026
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 962 sqft · built 1972 |
| Lot Size | 0.4 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (Nov 2024) |
| Tax Bill | $2,836 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-32-0137 |
| Primary APN | 14-30-23-32-0137 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 481 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742 sqft (0.4 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 182066 |
|---|---|
| Street Address | 980 CARMEL CT |
| City | SHOREVIEW |
| State | MN |
| Zip | 55126-5816 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKE MARTHA SECOND ADDITION LOT 1 BLK 10 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARTHA SECOND ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40707 |
Source: Ramsey County records · APN 14-30-23-32-0137
Assessment roll updated July 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 980 CARMEL CT, SAINT PAUL, MN 55126-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage JAY DACEY MORTGAGE TEAM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Apr 18, 2022 · Amount on Record |
| Deed Document Number | 20242784671 |
| Prior Transfer Date | Jun 09, 2020 |
| Prior Transfer Doc | 0002667335 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 09, 2026 |
| Property Address | 980 CARMEL CT, SAINT PAUL, MN 55126-5816 |
| Document Number | 0T02813646 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20262813646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 980 CARMEL CT, SAINT PAUL, MN 55126-5816 |
| Document Number | 0002813646, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 20262813646 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Mar 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 18, 2022 |
| Property Address | 980 CARMEL CT, SHOREVIEW, MN 55126-5816 |
| Document Number | 0T02730084 |
| Instrument Date | Apr 18, 2022 |
| Instrument | T02730084 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 980 CARMEL CT, SHOREVIEW, MN 55126-5816 |
| Document Number | 0T02730085 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | T02730085 |
| Name | JAY DACEY MORTGAGE TEAM INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,300 (-2.59%) Land $50,000 Building $172,300 | $222,300 (-2.59%) Land $50,000 Building $172,300 | |
| 2024 | $2,836.00 (+24.6%) | ||
| 2023 | $2,276.00 Homeowner's exemption | $228,200 Land $50,000 Building $178,200 | $228,200 Land $50,000 Building $178,200 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 16% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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