Roane County property record for 980 Cains Run, Reedy, WV 25270
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8.01 acres (348,916 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $348 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2-0015.0002 |
| Primary APN | 04-2-0015.0002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 348,916 sqft (8.01 acres) |
|---|
| Heating Fuel | Gas |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 66000073 |
|---|---|
| Street Address | 980 CAINS RUN |
| City | REEDY |
| State | WV |
| Zip | 25270-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.01 SUR CAIN RUN |
| Legal Subdivision | SUR CAIN RUN |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 962800 |
Source: Roane County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 980 CAINS RUN, REEDY, WV 25270-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 980 CAINS RUN, REEDY, WV 25270-9495 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000375/503 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 375/503 |
| Instrument | 2187798 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.18% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 15, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.18% |
| Max Rate At Change | 8.18% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348.00 | $39,720 Land $13,080 Building $26,640 | $66,200 Land $21,800 Building $44,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 26 (1978–2024) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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