980 Academy Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 980 Academy Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 2015
Lot Size	0.135 acres (5,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$802,000 (Apr 2022)
Tax Bill	$11,500 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2020 Reverse Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`213-380-410-000`

Property Details

APN / Parcel Number

Primary APN	`213-380-410-000`
Alternative APN	`213-380-41`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	5,885 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-380-41
Street Address	980 ACADEMY DR
City	LATHROP
State	CA
Zip	95330-8579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT 213-310-22/PT TO 380-67 RIVER ISLANDS VIL
Legal Subdivision	RIVER ISLANDS-VLG C4
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1086
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 ACADEMY DR, LATHROP, CA 95330-8579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Document Number	202248955
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0000042025
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 15, 2022
Property Address	980 ACADEMY DR, LATHROP, CA 95330-8579
Document Number	0000048955
Map Reference	MB 42 PG 28
Instrument Date	Apr 12, 2022
Instrument	2022-048955
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	980 ACADEMY DR, LATHROP, CA 95330-8579

Mortgage

Document Number	0000048956
Date	Apr 15, 2022
Instrument	2022-048956

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 6, 2020
Property Address	980 ACADEMY DR, LATHROP, CA 95330-8579
Document Number	0000042025
Map Reference	MB 42 PG 28
Instrument Date	Mar 24, 2020
Instrument	2020-042025
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	980 ACADEMY DR, LATHROP, CA 95330-8579

Mortgage

Document Number	0000042026
Date	Apr 6, 2020
Instrument	2020-042026

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,500.00 (+0.43%)
2025	$11,451.00 (+5.02%)	$745,500 (+4.43%) Land $220,000 Building $525,500
2023	$10,904.00 (+36.01%)	$713,900 Land $210,000 Building $503,900	$753,300
2022	$8,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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