Middlesex County and Cambridge City property record for 98 Winter St, Cambridge, MA 02141
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,350 sqft · built 1900 |
| Lot Size | 0.026 acres (1,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Jun 1995) |
| Tax Bill | $5,787 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-44 |
| Primary APN | 22-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 675 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 1,149 sqft (0.026 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 98 WINTER ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02141-1241 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | C-1 |
| Legal Lot Number | 44 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 352102 |
98 Winter St, a duplex, is owned and occupied by an individual who bought it in June 1995.
Source: Middlesex County and Cambridge City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 WINTER ST, CAMBRIDGE, MA 02141-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 1995 · Amount on File |
| Deed Sale | Jun 27, 1995 · Amount on File |
| Prior Sale | May 26, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 98 Winter St was $5,787, up 3.3% from the year before.
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,787.00 (+3.32%) | $911,400 (-3.67%) Land $556,600 Building $354,800 | $1,007,690 |
| 2024 | $5,601.00 (+8.99%) | $946,100 (+7.89%) Land $604,400 Building $341,700 | |
| 2023 | $5,139.00 | $876,900 Land $577,100 Building $299,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Winter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Netafy Fixed Wireless | 641 / 143 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Starry, Verizon.
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