98 Windsor Ave, San Rafael, CA 94901 Property Records

Marin County property record for 98 Windsor Ave, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,569 sqft · built 1988
Lot Size	0.205 acres (8,924 sqft)
Owner	2 Individual Names on File
Last Sale	$767,000 (Jul 2002)
Tax Bill	$15,313 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Jan 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-301-12`

Property Details

APN / Parcel Number

Primary APN	`010-301-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,569 sqft Living Area
Basement Area	110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Lot Area	8,924 sqft (0.205 acres)
Deck Area	439 sqft
Patio Area	439 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	98 WINDSOR AVE
City	SAN RAFAEL
State	CA
Zip	94901-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7
Legal Subdivision	WHITE OAKS 02
Legal Tract	2
Legal Lot Number	7
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	1
Census Block	1001
Census Tract	109002

Owner

98 Windsor Ave is owned and occupied by two individuals who bought it in July 2002.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 WINDSOR AVE, SAN RAFAEL, CA 94901-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 18, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2002 · Amount on File
Deed Sale	Jul 31, 2002 · Amount on File
Prior Sale	Jun 27, 1997 · Amount on File
Deed Document Number	200266463
Prior Transfer Date	Jun 17, 1997
Prior Transfer Doc	0000034032
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	98 WINDSOR AVE, SAN RAFAEL, CA 94901-1068
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WINDSOR AVE, SAN RAFAEL, CA 94901-1068

Mortgage

Document Number	0000032699
Date	Sep 19, 2022
Instrument	2022-0032699

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	870 Months
Due	Mar 5, 2095

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	98 WINDSOR AVE, SAN RAFAEL, CA 94901-1068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001722
Date	Jan 18, 2019
Instrument	2019-0001722

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	00000

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 98 Windsor Ave was $15,313 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	San Rafael City
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,981 (+2%) Land $590,864 Building $542,117
2025	$15,313.00 Homeowner's exemption	$1,110,769 Land $579,280 Building $531,489
2023	$14,377.00 (+5.96%) Homeowner's exemption	$1,067,648 Land $556,792 Building $510,856
2022	$13,568.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Windsor Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Windsor Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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