98 Winding Way, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 98 Winding Way, Hamilton, NJ 08620

Property Summary

Property Type	Single Family Home
Details	1,360 sqft · built 1955
Lot Size	0.185 acres (8,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2022)
Tax Bill	$9,073 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02628-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`03-02628-0000-00007`
Alternative APNs	`0301085000000099` `030262800007`

Interior

Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	8,072 sqft (0.185 acres)
Lot Dimensions	117 ft deep x 69 ft wide

Location & Zoning

Old Parcel Number	0301085000000099
Street Address	98 WINDING WAY
City	TRENTON
State	NJ
Zip	08620-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	07958-U2
Legal Subdivision	YARDVILLE ESTATES SEC 03
Legal Block	2628
Legal Lot Number	7
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3019
Census Tract	3003

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 WINDING WAY, TRENTON, NJ 08620-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2022	Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Sep 10, 2010 · Amount on Record
Deed Document Number	202234041
Deed Book / Page	6492 / 1317
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	98 WINDING WAY, HAMILTON, NJ 08620-2629
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WINDING WAY, TRENTON, NJ 08620-2629

Mortgage

Document Number	0000037264
Date	Oct 24, 2025
Book Page	11991/924
Instrument	2025037264

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jul 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Jul 18, 2022
Property Address	98 WINDING WAY, HAMILTON, NJ 08620-2629
Document Number	0000034041
Book / Page	6492 / 1317
Instrument Date	Jun 16, 2022
Instrument	2022034041
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 PENSTOCK LN, 14, GETTYSBURG, PA 17325-8452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WINDING WAY, HAMILTON, NJ 08620-2629

Mortgage

Document Number	0000034042
Date	Jul 18, 2022
Instrument	2022034042

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	98 WINDING WAY, HAMILTON, NJ 08620-2629
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000783
Date	Jan 5, 2022
Book Page	11699/854
Instrument	2022000783

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,700 (-) Land $78,500 Building $166,200	$244,700 (-) Land $78,500 Building $166,200
2025	$9,073.00 (+5.22%)	$244,700 (-) Land $78,500 Building $166,200	$244,700 (-) Land $78,500 Building $166,200
2024	$8,623.00 (+24.48%)
2023		$244,700 Land $78,500 Building $166,200	$244,700 Land $78,500 Building $166,200
2022	$6,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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