98 Winding Ln, Lock Haven, PA 17745 Property Records

Clinton County property record for 98 Winding Ln, Lock Haven, PA 17745 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1991
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$85,900 (Mar 2011)
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Dec 2018 Line of Credit Nov 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-01-0127-026`

Property Details

APN / Parcel Number

Primary APN	`01-01-0127-026`
Alternative APN	`35-17373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	01-01-0127-026
Street Address	98 WINDING LN
City	LOCK HAVEN
State	PA
Zip	17745-8578
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CLINTON PA
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2049
Census Tract	30500

Owner

Source: Clinton County records · APN 01-01-0127-026

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 WINDING LN, LOCK HAVEN, PA 17745-8578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Jan 03, 2022	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2011 · Amount on Record
Deed Sale	Mar 16, 2011 · Amount on Record
Prior Sale	Jan 16, 2006 · Amount on Record
Deed Document Number	2011987
Last Transfer Date	Dec 27, 2016
Transfer Doc	2016005352
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	98 WINDING LN, LOCK HAVEN, PA 17745-8578
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004382
Date	Dec 11, 2018
Instrument	2018-004382

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	98 WINDING LN, LOCK HAVEN, PA 17745-8578
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004521
Date	Nov 25, 2019
Instrument	2019-004521

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	98 WINDING LN, LOCK HAVEN, PA 17745-8578
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000289
Date	Jan 13, 2017
Instrument	2017-000289

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	98 WINDING LN, LOCK HAVEN, PA 17745-8578
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004333
Date	Oct 27, 2020
Instrument	2020-004333

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	98 WINDING LN, LOCK HAVEN, PA 17745-8578
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200006
Date	Jan 03, 2022
Instrument	2022-00006

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Wayne Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,030.00 (+9.31%) Homeowner's exemption	$141,800 (-) Land $23,200 Building $118,600
2023	$2,772.00	$141,800 Land $23,200 Building $118,600
2008			$141,800 Land $23,200 Building $118,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (42035C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420350305002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2004–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2010, river or lake flooding
Claims By Storm	Tropical Depression Ivan, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
River Valley Internet	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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