Montgomery County property record for 98 Winding Creek Pl, Spring, TX 77381
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,266 sqft · built 1991 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Jun 2014) |
| Tax Bill | $7,827 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9722-24-00500 |
| Primary APN | 9722-24-00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,266 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| 2nd Floor Area | 1,361 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 124 sqft |
| Patio Area | 1,786 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 98 WINDING CREEK PL |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77381-6193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | WDLNDS VILLAGE COCHRANS CROSSING 24, BLOCK 1, LOT 5 |
| Legal Subdivision | WDLNDS VIL COCHRANS CR 24 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 690800 |
98 Winding Creek Pl is owned and occupied by two individuals who bought it in June 2014.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 WINDING CREEK PL, SPRING, TX 77381-6193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on File |
| Deed Sale | Jun 13, 2014 · Amount on File |
| Prior Sale | Aug 3, 2009 · Amount on File |
| Deed Document Number | 201456234 |
| Prior Transfer Date | May 29, 2014 |
| Prior Transfer Doc | 0000056234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 98 WINDING CREEK PL, SPRING, TX 77381-6193 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000104514 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 2019104514 |
| Name | AAXY LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78729 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 98 WINDING CREEK PL, SPRING, TX 77381-6193 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000115412 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020115412 |
| Name | AAXY LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78729 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 98 Winding Creek Pl was $7,827 with a homeowner's exemption, down 12.1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,000 (-) Land $90,000 Building $469,000 | $559,000 (-) Land $90,000 Building $469,000 | |
| 2025 | $7,827.00 (-12.09%) Homeowner's exemption | $559,000 (-6.59%) Land $90,000 Building $469,000 | $559,000 (-20.16%) Land $90,000 Building $469,000 |
| 2024 | $8,903.00 (+18.08%) Homeowner's exemption | $598,466 (+1%) Land $90,000 Building $610,187 | $700,187 (+8.89%) Land $90,000 Building $610,187 |
| 2023 | $7,540.00 Homeowner's exemption | $544,060 Land $90,000 Building $553,000 | $643,000 Land $90,000 Building $553,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Winding Creek Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 169 policies |
| Nearby Flood Policies | 169 in force |
| Nearby Flood Claims | 26 (2001–2017) |
| Claims Outside the SFHA | 22 of 26 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Winding Creek Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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