98 Willow Ln, Ladson, SC 29456 Property Records

Dorchester County property record for 98 Willow Ln, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 1977
Lot Size	0.206 acres (9,010 sqft)
Owner	Individual Name on Record
Last Sale	$205,817 (Apr 2021)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`154-14-05-006`

Property Details

APN / Parcel Number

Primary APN	`154-14-05-006`
Alternative APN	`R0043507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,010 sqft (0.206 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0043507
Old Parcel Number	1541405006
Street Address	98 WILLOW LN
City	LADSON
State	SC
Zip	29456-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 6 SUBD: OAKMONT PH 0 BLK K
Legal Subdivision	OAKMONT
Legal Phase	1
Legal Block	K
Legal Lot Number	6
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2010
Census Tract	10815

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 WILLOW LN, LADSON, SC 29456-4919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 23, 2020	Grant Deed, Transfer BERNSON GROUP LLC
Apr 15, 2020	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	2021012401
Deed Book / Page	13289 / 248
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 20, 2021
Property Address	98 WILLOW LN, LADSON, SC 29456-4919
Document Number	132890248
Book / Page	13289 / 248
Map Reference	MB 22 PG 126
Instrument Date	Apr 13, 2021
Instrument	2021012401
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WILLOW LN, LADSON, SC 29456-4919

Mortgage

Document Number	2021012402
Date	Apr 20, 2021
Instrument	2021012402

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 23, 2020
Property Address	98 WILLOW LN, LADSON, SC 29456-4919
Document Number	2573/0274
Book / Page	012573 / 000274
Instrument Date	Jun 15, 2020
Instrument	15033
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1349 SEA BASS CV CHARLESTON SC 294128271, CHARLESTON, SC 29412-8271
Investor	Possibly a Property Investor

Mortgage

Document Number	2573/0278
Date	Jun 23, 2020
Book Page	012573/000278
Instrument	15034

Lender

Name	BERNSON GROUP LLC
Address	389 LESESNE ST, DANIEL ISLAND, SC 29492-7315

Agreement

Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 15, 2020
Property Address	98 WILLOW LN, LADSON, SC 29456-4919
Document Number	2436/0255
Book / Page	012436 / 000255
Instrument Date	Apr 2, 2020
Instrument	8739
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 3RD AVE S #900 NASHVILLE TN 372012034, 900, NASHVILLE, TN 37201-2034

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00	$9,669 (+18.2%) Land $3,400 Building $6,269	$241,717 (+18.2%) Land $85,000 Building $156,717
2024	$1,703.00 (+10.73%)
2023	$1,538.00 (+1.18%)	$8,180 (-) Land $1,200 Building $6,980	$204,500 (-) Land $30,000 Building $174,500
2022	$1,520.00	$8,180 Land $1,200 Building $6,980	$204,500 Land $30,000 Building $174,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	107 (1987–2024)
Claims Outside the SFHA	10 of 107
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 8 claims Hurricane Matthew, Oct 2016 · 16 claims Severe Storms And Flooding, Oct 2015 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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